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Valued Member
JPmorgan
Posts: 59
Registered: ‎05-06-2012
0

Barclays Apple financing visa recon success!

I really should be in gardening mode, but I read that a new Apple Macbook Pro was coming out in early June.  So I applied for the Barclays card online, and was declined.  Called the recon number right away, and a nice man went over the application with me.  He wasn't too worried about my 2 baddies, but more of the recent inquiries.  I told I was trying to rebuild credit fast.  He put me on hold for 3-5 minutes, and asked if I could fax in my paycheck stubs.  I did so right away.  He told me it would take up to 2 business days to do the recon.  I checked online 2 hours after faxing, and I found that I was approved for what I asked for.  3.5k.  I'm happy, but damn, I should have asked for more. 

 

Barclays recon works!

American Express Blue | American Express PRG | Barclays Apple Financing Visa | Citi AAdvantage Visa Signature | Discover More | JP Morgan Palladium | Ameriprise World Elite Mastercard | Chase Sapphire Preferred

Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: Barclays Apple financing visa recon success!

What is your current scores? and baddies. I am just wondering if being an AU on those good acconts helped you with your current amex. I plan on doing the same for a family member. 

Valued Member
JPmorgan
Posts: 59
Registered: ‎05-06-2012
0

Re: Barclays Apple financing visa recon success!

I'm pretty sure being an AU on prime cards helps.  How much it helps remains unknown.  My (real) fico score is 665, with fako's between 620 and 680.  I've got an unpaid collection from 2007 for $1700 reporting on all three bureaus, and a paid collection that still reports.  Hope this helps.

 

 

American Express Blue | American Express PRG | Barclays Apple Financing Visa | Citi AAdvantage Visa Signature | Discover More | JP Morgan Palladium | Ameriprise World Elite Mastercard | Chase Sapphire Preferred

Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: Barclays Apple financing visa recon success!

sweet. thanks for the info and also, congrats! I forgot to say that :smileyhappy:

Established Contributor
Brusilov
Posts: 601
Registered: ‎01-04-2009
0

Re: Barclays Apple financing visa recon success!

They were my first real recon and they were a pleasure to deal with.  Congrats on the nice limit!  

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Valued Member
JPmorgan
Posts: 59
Registered: ‎05-06-2012
0

Re: Barclays Apple financing visa recon success!

Vonmann,

 

May I ask what limit they started you with?  And what were your scores when you applied?

 

thanks,

American Express Blue | American Express PRG | Barclays Apple Financing Visa | Citi AAdvantage Visa Signature | Discover More | JP Morgan Palladium | Ameriprise World Elite Mastercard | Chase Sapphire Preferred

Established Contributor
Brusilov
Posts: 601
Registered: ‎01-04-2009
0

Re: Barclays Apple financing visa recon success!


JPmorgan wrote:

Vonmann,

 

May I ask what limit they started you with?  And what were your scores when you applied?

 

thanks,


Absolutely.  TU was 684 and they started me off with a limit of $2500.

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Regular Contributor
negg
Posts: 199
Registered: ‎05-21-2011
0

Re: Barclays Apple financing visa recon success!

I was recently approved for an apple/Barclay cc. Bought an iPad thru website and was instantly approved for $1200. Plan to pay off in 90 days..wait 6 months and ask for cli to purchase a Mac pro... Question.... My fako exp is 656, the even more fako CK(tu) 720. Atm I have 2 cc(750 & 300), 25% utilz with Barclay card(2250 total credit). So I ask, what kind of credit score increase I can expect when the Barclay card hits my report in June. Btw. It's been 3 weeks and I don't see a HP on my exp for the Barclays card. Thanks, Aloha
Delta Amex $7500.........Marriott Rewards Premier $6500.......Discover IT $3800......Citi Preferred $2500...........Chase Freedom $3800......Barclay(apple) $2000.......BofA $1500.......
Capital One $4000.....FNO.....$3700
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
0

Re: Barclays Apple financing visa recon success!

I dont think the do auto approvals I reconed and was approved for $1000 I should have asked for more

ccpics2.jpg
Established Contributor
aussiesareforever
Posts: 740
Registered: ‎10-04-2010
0

Re: Barclays Apple financing visa recon success!


negg wrote:
I was recently approved for an apple/Barclay cc. Bought an iPad thru website and was instantly approved for $1200. Plan to pay off in 90 days..wait 6 months and ask for cli to purchase a Mac pro... Question.... My fako exp is 656, the even more fako CK(tu) 720. Atm I have 2 cc(750 & 300), 25% utilz with Barclay card(2250 total credit). So I ask, what kind of credit score increase I can expect when the Barclay card hits my report in June. Btw. It's been 3 weeks and I don't see a HP on my exp for the Barclays card. Thanks, Aloha

Barclay usually pulls TU

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)


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