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Barclays BT/CLI offer, take the bait?

Frequent Contributor

Barclays BT/CLI offer, take the bait?

Barclays has sent out another round of BT checks, this time with a twist.

 

This time, to intice you, they offer to increase your CL by whatever amount you make the check out for.

 

It's a way to get a Barclays CLI without a HP, but I think I'll pass.

 

This is a new gimmick, don't think I've seen  this before.


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 1 of 6
5 REPLIES
Established Contributor

Re: Barclays BT/CLI offer, take the bait?

 
Message 2 of 6
Highlighted
Valued Contributor

Re: Barclays BT/CLI offer, take the bait?

If the BT offer is more than 0% and no fees, then yes, it's a gimmick.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 3 of 6
Super Contributor

Re: Barclays BT/CLI offer, take the bait?

I think it has a transfer fee pretty sure i saw it before trashing

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 6
Frequent Contributor

Re: Barclays BT/CLI offer, take the bait?

4% BT fee

 

$10 minimum/$99 maximum


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 5 of 6
Super Contributor

Re: Barclays BT/CLI offer, take the bait?

That's interesting ~ is there a max amount mentioned in the T&Cs that you can transfer ?
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 6 of 6