Barclays BT Offer...Soooo good =) UPDATE x2

[Anonymous]

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@JSS3 wrote:

These are some sweet deals, especially the 0% BT fee. 

Doing a BT means the bank didn't get the swipe fees. How's it beneficial to a bank to offer 0% BT fees? Is it hoping the person won't be able to pay down the entire balance once the promo period is up and collecting some interest there?

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This, Pretty much.

[lhcole77]

Still loving my Barclays BT. Did a little experiment to test grace periods on purchases. And YAY! Barclays does offer grace periods on purchases (when also carrying a BT balance) provided I PIF the amount of purchases PLUS the minimum payment required on the statement.

I've read a lot on here that some people believe there is never a grace period on purchases. <<---- This has not been my experience with Barclays.

Now I will test with BofA.

Credit is fun

[compassion101]

I got the 0% with 1% fee a couple of months ago form Barclays. Wrote a check to myself and now it's out there making money for me.

[Anonymous]

got at 3%

[Involver]

I spend too much with Barclays for them to offer me these deals :/ I do regularly get 0% BT fee checks from FNBO though.