No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Good day all,
I just wanted to thank everyone here that has posted about Barclays Priceline Visa. I applied for the card back in April and I was declined. As I was reading some of the post today I noticed people talking about this Recon and I saw a number posted so I said what the heck, I called them and a young lady answered the phone right away no recording or anything. She asked me for my SSN and put me on hold for about 1 minute. when she came back she asked me if I wanted them to reconsider my application and I said please. She asked me a few questions and that was it. she said she will be sending my card through today with an initial limit of 1000.00 dollars. she did say after about 6 months I should call back and see if they can increase my limit. Without the information on this site I would have never called them.
keep the good information coming...
Sixnine68
Welcome to the forums, holderrp!
And, Congrats on your new Barclays card!
This sounds like a wonderful bank to do business with?
Is a 700 TU score about the minimum with them?
@Marv94 wrote:This sounds like a wonderful bank to do business with?
Is a 700 TU score about the minimum with them?
I'm pleased so far. Maybe someone could chime in with the score requirements.
Congrats!! We ike our Barclays cards. I got my first one with scores in the low 700s
680 and higher with no recent baddies (less than a year) for instant approval, 650 and higher with recent baddies for recon approval (in most cases)
This is just from what I have been able to see so far.
I tried yesterday and i got declined. My TU Score is 715, AAoA 3 years, oldest account 9 years, 3 recent inquires (2 of them are basically one when i bought my car, however the system didn't count it as one even it was only one day apart...) - No past due ever nothing else negative.
Here is why:
-Low available credit on existing credit card(s)
-Insufficient credit history
-High number of recent inquiries
Should i call to get reconsidered? I used to be a customer of them in Europe until end of last year with a credit line of 11.100€. Can they cross-check?
I don't need the additional credit, however i have to agree that my current credit is limited (so bullet one is valid)
Thanks
@LEXiiON wrote:Should i call to get reconsidered? I used to be a customer of them in Europe until end of last year with a credit line of 11.100€. Can they cross-check?
I don't need the additional credit, however i have to agree that my current credit is limited (so bullet one is valid)
Thanks
Using an inquiry only to get declined is a shame--always recon a denial.
They report to all 3 CRAs, if you are asking whom they pull, primarily TU