11-09-2012 08:55 AM
Which one is better?
I was thinking of applying in another 6 months for one of these. Can the Retail Financing (Apple) card be used in other places? I always PIF so the interest for me isn't an issue. Or should I apply for the Rewards Mastercard?
11-09-2012 08:57 AM
The question you should be asking is whether you want to buy Apple's product (Visa) and finance it or 2X points on grocery/utility/gas (MasterCard).
11-09-2012 09:00 AM
I was thinking of getting an iPhone through the Apple store and financing it. But I guess in reality, I could get the Mastercard and buy the phone and earn points, right?
11-09-2012 09:05 AM
If you are going to PIF go with the MasterCard.
11-09-2012 09:07 AM
The Mastercard comes with 15 months of no interest so you could buy it with that and still float the purchase if you choose to do so. You also get $50 after first use. It's a terrible bonus, but since you were going for it anyway, it sweetens the deal.