Well, last year I signed up for the Arrival Plus Barclays card, got the points and took advantage of a balance transfer offer. Carried 5k with them for 12 months. Credit line was $10,500. Had to recon because at first they only gave me a 5k limit. Took a HP after one month of account opening and got it to 10.5.
Anyway, got a letter in the mail this week saying my AF was due the end of the month and to call them to see if there was anything they could do to help me. So I did.
They offered to wave the fee. After reading so many Barclay experiences here, I paid off my 5k transfered all but $500 of my credit limit to the AAdvantage red card and closed my account.
I just paid the AF on the Red card, waiting for the points to come in. (paid my water bill with it...) Im expecting AA because Barclays wont like me having 21k in a SD, but I am running balances on 2 other cards right now so the available credit wont hurt to have. If they cut my credit line I wont care. Going to close this card this summer if they dont do it before then. Even if I loose the $21k with them, I am still under 10% UTI.
