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So, I use my Barclays card for everything, I mean everything and I had planned my next two weeks of living on the fact that I would be paying them 2700 and continuing to use my card, well yesterdayt I made my my usual 900 payment and THEY PLACED IT ON HOLD UNTIL OCT 5 (I have never been late, over my CL, or ever had a retured payment)
I will be making another 900 payment today or tomorow
In my 35 years fo living and dealing with Citi, Bank of America, Orchard, Capital One...no creditor has ever put a payment of mine on hold.
I should have like 1200 avail credit and I have 25.00
I told the Acct Manager on tthe phone last night I said, what if I were entertaining clients the and bill came and the card declined, could you have done anything and he said, "NO"
Has anyone had this happen to them with Barclays and if so, were you able to get the payment hold removed?
This just happened to me a few days ago. I made the payment and the next day I noticed the credit available was not the entire credit limit. I let it go for two days because it was no big deal but asked them about it yesterday. The lady did not say why it was held but said it would be released sometime next week(she said the date but I forget exactly what it was). She then removed the hold after a few seconds on hold and said it would be released by the next day. Today I logged in and there it is.
The payment was 3358 or something and the largest before that was 2158 or something. So I guess maybe the large payment was risky to them or something. Like you I have never had anything negative happen with the account.
I just got approved for a Barclay I hope this does'nt happen cause it will be suck. I have never had this problem with any other CC company.
So, i did talk to a Supervisor and there is nothing anyone can do to remove it before Oct 5. I called back and said, if I send over a western union for 900.00 today will that be placed on hold and the rep said yes because the initial hold is freezing your account.
It is a little nuts that if I send over cash from western union THAT is placed on hold..ha ha ha ha ...CrAzy
Yes, I can use another card, but its just very annoying
@Andy77 wrote:
So, i did talk to a Supervisor and there is nothing anyone can do to remove it before Oct 5. I called back and said, if I send over a western union for 900.00 today will that be placed on hold and the rep said yes because the initial hold is freezing your account.
That is odd. I did not even talk to a supervisor; she was just the frontline customer service representative. I would say try again, as it cannot hurt anything.
Op, which Barclay card are you using?