Reply
Frequent Contributor
Andy77
Posts: 288
Registered: ‎10-02-2007

Re: Barclays - I could not be more mad...

 

Apple Financing Visa

and they just gave me CLI from 1700 to 3500 so i know I am using the card right

Moderator
webhopper
Posts: 6,752
Registered: ‎09-16-2011

Re: Barclays - I could not be more mad...


Andy77 wrote:

 

Apple Financing Visa

and they just gave me CLI from 1700 to 3500 so i know I am using the card right


My recent payment of $9k to NFCU cash rewards card was put on hold. I'm not surprized :smileywink:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Barclays - I could not be more mad...

I don't have a Barclay's but I just had to call walmart about the same thing. I have barely had the card a month and made two payments. The second payment posted a few days ago but it is not showing in my available credit. I called to ask why and the csr said it would be 4 more day because the account is new and is not really set up to take multiple payments a month. Even though it has cleared and posted my bank and wal-mart, it is not available. The rep told me to only make one payment a month. I'm only talking a 54.00 payment here!

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Valued Contributor
jsucool76
Posts: 2,647
Registered: ‎12-11-2011

Re: Barclays - I could not be more mad...

I would call up and ask them to release it.

While i dont have a card witg barclays, i just got my first payment put on hold with cap1 and I called to see what was up and they released it for me on the phone call
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Frequent Contributor
Jake0215
Posts: 259
Registered: ‎11-10-2011

Re: Barclays - I could not be more mad...

seems like a lot of money to be running through the card and not recieveing any rewards. I only used the card for its intended purpose. zero percent. Im sure you could qualify for better cards.


Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Frequent Contributor
Andy77
Posts: 288
Registered: ‎10-02-2007

Re: Barclays - I could not be more mad...

 

 

Barclays wont give me another card now.  I included them in my BK from 2009, they took a loss on 6300

They were, however, quite nice with my first CLI ...from 1700 to 3500..a great CLI in my book

 

I just hope they don't hold the next payment, too!!!!

Frequent Contributor
Andy77
Posts: 288
Registered: ‎10-02-2007

Re: Barclays - I could not be more mad...

 

 

I am making an 800 payment on Sunday...lets hope this is not put on hold, too.

Regular Contributor
bostonte
Posts: 225
Registered: ‎10-04-2009

Re: Barclays - I could not be more mad...

Push the payment with your bank's bill pay instead of pulling it from the Barclay site - I bet they don't hold it. How old is the account?
Frequent Contributor
Andy77
Posts: 288
Registered: ‎10-02-2007

Re: Barclays - I could not be more mad...

 

 

I wrote the CEO Lloyd Wirshba and asked him if he could help me out and get the payment hold removed.

 

I also said this....if he could help me get approved for another card with them with a 1500 limit, I listed the application ID in the email ,

 

I would send a check for the liability of the account I had to include in my BK to Barclays (roughly 6300)

 

 

I am sure none of this will do any good, but I thought, why not try

Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: Barclays - I could not be more mad...

so you've already burnt barclays for 6300, and now you're carrying a balance of roughly 3500 on their card (your limit) and paying it down and then maxing it back off.  i honestly don't blame them for holding your payment if this is all true



myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+