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I just hit the luv button on my Arrival+, requested an increase to 10K from $5k.
Balance on my card is 0 and 7th statemnt just cut yesterday. I have basically maxed the card every month and PIF since I got it. Was hoping for an auto CL but no such luck.
It gave me a message that a decision would be made in 48 hours and that I would recieve a letter.
Wondering if anyone has received an isntant decision when using the luv button or is it always the 48 hour message?
@IWOL wrote:I just hit the luv button on my Arrival+, requested an increase to 10K from $5k.
Balance on my card is 0 and 7th statemnt just cut yesterday. I have basically maxed the card every month and PIF since I got it. Was hoping for an auto CL but no such luck.
It gave me a message that a decision would be made in 48 hours and that I would recieve a letter.
Wondering if anyone has received an isntant decision when using the luv button or is it always the 48 hour message?
I requested from 1k to 5k recently, got a call the next day saying they could "partially" approve my increase, up to 3.5k.
@IWOL wrote:I just hit the luv button on my Arrival+, requested an increase to 10K from $5k.
Balance on my card is 0 and 7th statemnt just cut yesterday. I have basically maxed the card every month and PIF since I got it. Was hoping for an auto CL but no such luck.
It gave me a message that a decision would be made in 48 hours and that I would recieve a letter.
Wondering if anyone has received an isntant decision when using the luv button or is it always the 48 hour message?
They will call you. That's what happened to me 3 times.
Thanks for the replies. They actually just called me to tell me my CLI request was approved
@IWOL wrote:Thanks for the replies. They actually just called me to tell me my CLI request was approved
Congrats!
so barclays is never an instant approval? and are they always HP's as the verbatim states?
[To request a credit line increase, please complete this form and click ‘Continue'. This authorizes us to obtain a current credit report to review your credit information, employment history and any other information necessary to process this application. By obtaining your credit report in this way an inquiry will appear on your credit report which will be available by other creditors. This inquiry may have an impact on your credit score.]
Congrats!
@Shock wrote:so barclays is never an instant approval? and are they always HP's as the verbatim states?
[To request a credit line increase, please complete this form and click ‘Continue'. This authorizes us to obtain a current credit report to review your credit information, employment history and any other information necessary to process this application. By obtaining your credit report in this way an inquiry will appear on your credit report which will be available by other creditors. This inquiry may have an impact on your credit score.]
Always a HP if YOU request it.
@plastic_man wrote:
@Shock wrote:so barclays is never an instant approval? and are they always HP's as the verbatim states?
[To request a credit line increase, please complete this form and click ‘Continue'. This authorizes us to obtain a current credit report to review your credit information, employment history and any other information necessary to process this application. By obtaining your credit report in this way an inquiry will appear on your credit report which will be available by other creditors. This inquiry may have an impact on your credit score.]
Always a HP if YOU request it.
I figured so....that sucks.