Reply
Frequent Contributor
Andy77
Posts: 486
Registered: ‎10-02-2007

Barclays Nervous of CLD...

 

So had my Barclays Apple Financiing Visa about 11 months and I requested a CLI last week, it was declined, called the recon line and the analyst approved it.

 

So, today I applied for the Virgin Visa got declined, I called the credit dept number (analyst under "backdoor" numbers) and left a VM with my account number etc and said I wanted to do a PC to the Virgin Card (this was after cust serv told me that they could not do the PC) and I left in the VM to please send me the Virgin card over night.

 

I really don't care if they don't approve me for the Virgin card or if they can't transfer the CL to that card, but I am not worried they will CLD me on the Apple Card

 

I scheduled (3) upcoming payments on auto pay for the Applie Financing Visa for:

9/27 for 900.00 ,

10/4 for 800.00

10/10 for 900.00 in the hopes that they will see I can handle the CL I have now

 

 

I am just asking because I have read people getting CLD after they try and do a PC

 

 

What do you think?  

 

 

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Barclays Nervous of CLD...

You'll be just fine, keep charging and making payments.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+