+1 Seems like you burned an unnecessary precious inquiry for nothing. No reason to be that afraid of Barclays. Sounds like they might need to verify some info, and possibly approve you.
Bit the bullet and applied...........!
Instant approval! 4k, 18.99% APR. So close to qualifying for World MC, but it's okay. I was honestly surprised at the instant approval given I opened 3 new accts less than 5 months ago. My plan is to collect the bonus and use it on my upcoming cruise! And then hopefully I can PC to the Sallie Mae.
Off to the garden I go!