07-22-2011 07:20 AM - edited 07-22-2011 08:34 AM
Im looking for a decent rewards card from barclays probably priceline
1. Does it report a limit to credit bureau
2. Whats is their Balance transfer APR???
MY TU FICO - 745, AAOA - 4.5 years, CCL - 12000$ on 3 cards Utilization - 4%
07-22-2011 08:23 AM
Yes, it reports to all 3 bureaus, balance wise.
It has the 0% APR for 9 months at first, and then I have received quite a few offers for 4.9% apr on BTs.
10-14-2011 06:43 PM
wonder if you think i have a chance to get approved for barclays.
my fico score for transunion is 708
walmart fico free score is 710
one baddie 2005
walmart $1000.00 - 5 months old
fire stone $1400.00 -10 months old
capital one $1000.00- 1 year old
capitalone#2 $750.00 -8 months old
capitalone#3 $750.00 6 months old
primer $1000.00 1 year 4 months
orchard 1 $600.00 1 year 4 months old
macys,jcpenney,dillards,oldnavy,aeo,$500.00 each 3 to 5 months
$13000.00 loan paid off 10 years ago
2 more bank loans paid off all in good standing 2005
never had a late payment
only that one baddie
ok do you think i have a chance any input would be great
10-14-2011 06:55 PM
Let's see if my brain cells can recap.
You have 12 accounts.
Nine of them are less than a year old (and 7 of those are six months old or newer).
The other three accounts are less than a year and a half old.
And you have 13 inquiries - how many inquiries in the past year? in the past six months?
Barclay's Priceline is noted for being one of their easier Barclay's approvals; and often with decent CL's.
Some folks report that Barclay's is sensitive to new accounts and/or inquiries.
Hopefully folks with Priceline experience and lots of new accounts will chime in and help you make a decision.
My kneejerk on this is to wait until you have more age on your many new accounts - maybe six months or so.....
10-15-2011 09:59 AM
yea,I think ill take your advice and wait it out for 6 months or so,that way the one baddie i have will have fell off,in march 2012,better chance of getting it then maybe with a better cl to,thanks for your input
10-16-2011 08:12 AM
beamMeup: Good advice. I know once we start apping and getting approved we get itchy and want all the prime cards. Since my Zync and Discover approval I'm going to garden for like 2 to 3 years (with the exception of the mortgage that I'll soon be applying for next year). I'd just like to get one high limit credit card and I don't foresee needing any other cards ever. I'm going to baby my cards tremendously. These cards have been a long time coming.