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Valued Member
Posts: 37
Registered: ‎06-08-2011
0

Barclays RECON worked - Priceline Visa APPROVED!

[ Edited ]

edited to add: Barclays Recon working, hope that helps someone!

 

After doing an obsessive amount of researching, I pulled the trigger on a Barclays Priceline Visa app and got denied for several reasons... mostly that I have a few baddies on my report... two CCs settled with CAs for less than full amount (BoA Visa and HSBC Best Buy card), and a CA (also settled).

All were from 2 years ago.

 

Current cards:
- Orchard unsecured card ($400 CL, opened 6/10), no lates, low util (less than 5%)

- Amazon GEMB store card ($800 CL, opened a few days ago), had $670 in cart - qualified for financing offer

 

Called the Barclay's backdoor number and was APPROVED for $1,000!

 

Their main concern was the baddies - I didn't even have to explain the high util (due to the Amazon store card).

 

Woohoo! Smiley Happy I'm beyond thrilled - Honestly, were it not for this board's existence, I wouldn't have even gotten those last two cards, nor even known how to go about the backdoor route, or even DREAMED i could get a decent CC with a decent limit at this point in my financial rebuilding... Smiley Happy

 

So a huge THANK YOU to all of you. Smiley Happy

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Starting Score 6/8/11:FICO: 662
Current Score 6/17/11:EX (PLUS): 577 | EQ: 647 | TU (FAKO): 660
Current Score 7/17/11:EX (PLUS): 673 | EQ FICO: 676 | TU (TransRisk): 632 | VantageScore: 734
Goal Score:700+
Established Contributor
Posts: 833
Registered: ‎08-02-2008
0

Re: Barclays - Priceline Visa APPROVED!


keysoflife wrote:

After doing an obsessive amount of researching, I pulled the trigger on a Barclays Priceline Visa app and got denied for several reasons... mostly that I have a few baddies on my report... two CCs settled with CAs for less than full amount (BoA Visa and HSBC Best Buy card), and a CA (also settled).

All were from 2 years ago.

 

Current cards:
- Orchard unsecured card ($400 CL, opened 6/10), no lates, low util (less than 5%)

- Amazon GEMB store card ($800 CL, opened a few days ago), had $670 in cart - qualified for financing offer

 

Called the Barclay's backdoor number and was APPROVED for $1,000!

 

Their main concern was the baddies - I didn't even have to explain the high util (due to the Amazon store card).

 

Woohoo! Smiley Happy I'm beyond thrilled - Honestly, were it not for this board's existence, I wouldn't have even gotten those last two cards, nor even known how to go about the backdoor route, or even DREAMED i could get a decent CC with a decent limit at this point in my financial rebuilding... Smiley Happy

 

So a huge THANK YOU to all of you. Smiley Happy


Congrats. Make sure to treat them well and they will return the favor!

FICO: EX: 743 (6/15); TU: 760 (6/15); EQ 722 (5/15)
Valued Member
Posts: 37
Registered: ‎06-08-2011
0

Re: Barclays - Priceline Visa APPROVED!

Thanks UFGuy! I definitely will... I learned my lesson the hard way back when I lost my job and all those CAs were hunting me down!

 

And I can't help but love the fact that the CC that secured the return to a better financial future has William Shatner on it, haha. Smiley Happy

 

Now all I have to worry about is that Amazon store card... Is it too soon to ask GEMB for a CLI?

I'm worried about that high util since that caused a HUGE drop in my FICO. Smiley Sad

 

---
Starting Score 6/8/11:FICO: 662
Current Score 6/17/11:EX (PLUS): 577 | EQ: 647 | TU (FAKO): 660
Current Score 7/17/11:EX (PLUS): 673 | EQ FICO: 676 | TU (TransRisk): 632 | VantageScore: 734
Goal Score:700+
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