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Barclays Recon After Denial

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Emeraldautomotive
New Contributor

Barclays Recon After Denial

Is It Worth Callindg A Second Time To Recon On The Barclays Apple Card. Called the day i apped and was told too many inquires and to many accounts to new. any suggestion would be a big help. Thank You

Life is about decisions good ones and bad ones, we will prosper when we make more good ones than bad ones.
Message 1 of 5
4 REPLIES 4
kobe2012
Established Contributor

Re: Barclays Recon After Denial

Yes you should call again.... It's worth a shot

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Message 2 of 5
missjae
Established Contributor

Re: Barclays Recon After Denial


@Emeraldautomotive wrote:

Is It Worth Callindg A Second Time To Recon On The Barclays Apple Card. Called the day i apped and was told too many inquires and to many accounts to new. any suggestion would be a big help. Thank You


What did you say about that stuff the 1st time you reconned?  If you call again, know what you're going to say about that stuff should they bring it up.  Being totally prepared for a recon is what helped me be successful.

Message 3 of 5
FinStar
Moderator Emeritus

Re: Barclays Recon After Denial

You can contact them again but chances are they will not budge.  If it were (1) reason provided for the declined app, then you would have a 50/50 chance.  Barclays is a tough one to crack especially if you've opened too many accounts recently (6-12 months).  Most of the time, since the previous analysts' comments/convo are documented, they pretty much stand behind the 1st decision - unless you have anything to provide that has substantially changed from the 1st review (i.e. CO removed, etc).

Message 4 of 5
myjourney
Super Contributor

Re: Barclays Recon After Denial


@FinStar wrote:

You can contact them again but chances are they will not budge.  If it were (1) reason provided for the declined app, then you would have a 50/50 chance.  Barclays is a tough one to crack especially if you've opened too many accounts recently (6-12 months).  Most of the time, since the previous analysts' comments/convo are documented, they pretty much stand behind the 1st decision - unless you have anything to provide that has substantially changed from the 1st review (i.e. CO removed, etc).


+1 and 70% of the time denials from them are due to INQ's

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 5
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