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Valued Member
roshan21
Posts: 30
Registered: ‎02-26-2013

Barclays Rewards :(

I applied for Barclays Reward MC last night. Approved with low $500 limit. I called this morning asking about the limit and he said he matched my first cards from 4 years ago. I told him about my Chase, Discover and Paypal. He said he seen it but they choose to match First Premier and Cap One. I was a little disappointed but I guess oh well. I seriously need to garden now. I feel like it was a waste of my last app. How good are they with CLI?

 


Paypal Mastercard $2000, Walmart $1000, Victoria's Secret $500, Discover IT $1200, Chase Freedom $2000, Cap1 $500/$300/$200, First Premier $300 Barclay's Rewards $500- Last App 5/27/13

Garden until 8/2014 (Hoping to be mid 700's by then)

Starting Score: 677
Current Score: 696
Goal Score: 720

Take the myFICO Fitness Challenge






Valued Contributor
FocusedAndDetermined
Posts: 6,246
Registered: ‎01-05-2013

Re: Barclays Rewards :(

Congrats on your approval, even thought it wasn't the limit you hoped for. 

 

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Barclays Rewards :(


roshan21 wrote:

I applied for Barclays Reward MC last night. Approved with low $500 limit. I called this morning asking about the limit and he said he matched my first cards from 4 years ago. I told him about my Chase, Discover and Paypal. He said he seen it but they choose to match First Premier and Cap One. I was a little disappointed but I guess oh well. I seriously need to garden now. I feel like it was a waste of my last app. How good are they with CLI?

 


Sorry to hear :smileysad:

 

I would suggest using the card frequently for 6 months and PIF. Barclays will do annual reviews of accounts every 6 momths and there is a good chance you will get an auto CLI.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Blogger
HiLine
Posts: 2,836
Registered: ‎10-19-2012

Re: Barclays Rewards :(

I would call again to communicate to them that your credit has improved and there is no reason for them to offer such a low limit. :smileymad: What can you buy for $500 these days? :smileyfrustrated:

Community Leader
Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Barclays Rewards :(

Congrats on the approval sorry the limit wasn't as high as you would have liked :smileysad:

Use it and when they review your account you stand a good chance of them matching your other limits

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Valued Contributor
asphaltcowboy
Posts: 1,121
Registered: ‎02-03-2013

Re: Barclays Rewards :(

Congrats on your approval, and welcome to the garden club, good move:smileyvery-happy:




Starting Score TU 667 EQ 663 EX 655
Current Score TU 694 EQ 692 EX 696 Last Update 8/2013
Garden Club 04/10/2013 (Goal 2015 or Longer)




Moderator
09Lexie
Posts: 24,456
Registered: ‎09-13-2012

Re: Barclays Rewards :(

Four years ago? How old are the other TLs you mentioned?
Valued Member
roshan21
Posts: 30
Registered: ‎02-26-2013

Re: Barclays Rewards :(

Recent like Jan/Feb. I just thought that if they seen prime companies that took a chance and didnt give me limits that matched FP and Cap1 they would too. I also have a BOA card that hasn't posted yet so I'll just wait and see. Hoping to garden on these cards and see my scores grow

Paypal Mastercard $2000, Walmart $1000, Victoria's Secret $500, Discover IT $1200, Chase Freedom $2000, Cap1 $500/$300/$200, First Premier $300 Barclay's Rewards $500- Last App 5/27/13

Garden until 8/2014 (Hoping to be mid 700's by then)

Starting Score: 677
Current Score: 696
Goal Score: 720

Take the myFICO Fitness Challenge






Moderator
09Lexie
Posts: 24,456
Registered: ‎09-13-2012

Re: Barclays Rewards :(

They probably wanted you to have 6 mo history with those new TLs as opposed to 3-4 mos.
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Barclays Rewards :(

don't worry too much bout it. as long as you're in good standing, you should get an auto CLI. If not, you can always ask for one 6-7 months later.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

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