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@mxp114 wrote:American Express Network is another payment network like Discover, Visa and MasterCard. Up until several years ago, only American Express Centurion Bank issued cards on the American Express Network. Maybe one day we will see Bank of America, Citi and Chase issue cards on the Discover Network. Citi ThankYou Preferred Discover Card? Chase Sapphire Discover?
Never really understood why there are co-branded cards
AFAIK a co-branded card involves two brands, one is the issuer and the other partner. Otherwise technically the Citi AAdvantage MasterCard is a tri-branded card, so I don't think the network (A/V/MC/D) is considered.
@mxp114 wrote:AFAIK a co-branded card involves two brands, one is the issuer and the other partner. Otherwise technically the Citi AAdvantage MasterCard is a tri-branded card, so I don't think the network (A/V/MC/D) is considered.
I guess that makes sense. I guess it has it's advantages too.
Just wondering..so this card does not back date correct?
@Wolf3 wrote:
@LS2982 wrote:
@bichonmom wrote:It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.
+1
Not exactly true. Backdating is something that American Express bank does. Barclay bank does not back date.
It has nothing to do with it being co-branded. Cobranded is the store and network.
In this case, Travelocity, AMEX (network)
Ameican Express Bank has cobranded cards like Delta Sky Miles, AMEX(network). I believe they backdate for those.
@amercnchopz34 wrote:Just wondering..so this card does not back date correct?
@Wolf3 wrote:
@LS2982 wrote:
@bichonmom wrote:It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.
+1
Not exactly true. Backdating is something that American Express bank does. Barclay bank does not back date.
It has nothing to do with it being co-branded. Cobranded is the store and network.
In this case, Travelocity, AMEX (network)
Ameican Express Bank has cobranded cards like Delta Sky Miles, AMEX(network). I believe they backdate for those.
Correct!
This card does NOT backdate and there are no membership dates associated with the account as it is backed by Barclay's bank not Amex.