02-26-2013 04:50 PM
Another question for the day....I had just paid off my barclays balance of 300 ( cl of 500) I went and requested a cli on the website.
I was reading around these forums about barclays and cli and im a little concerned now. I have 11 recent inquiries since I opened the barclays card. ( was on a app spree to see what I could get to try and rebuild credit after BK in 2010) Is this request for a cli going to result in a account closure becuase of all the inquiries?
02-26-2013 05:21 PM
02-26-2013 05:25 PM
Interesting. I, too, opened Barclays in November 2012 but only added one INQ in December. Time will tell.
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
02-26-2013 05:40 PM
I should have but thought it was worth a shot until I read all the bad reviews about them closing accounts etc.
Right after I did it, I sent a message from my account asking them not to process the request but im sure its already been done. The message I recieved when I requested the increase was that I would recieve a letter in 10 days....
We shall see I guess. I'm really hoping it doesnt because ive been reading how good their auto cli's are....shouldve waited I suppose.
02-26-2013 05:47 PM - edited 02-26-2013 05:47 PM
I have personally opened over 12 new accounts since acquiring Barclay's including a second account from them. If you use their product regularly and pif or 4-5 times minimum they seldom have issues. This was from an underwriter. As always YMMV, but I wouldn't worry!
02-26-2013 05:56 PM
A few ago I started a "poll" here to see who had experienced the dreaded barclays AA after adding other accounts. At least 95% of the responses indicated no AA from Barclays. I suspect this is like an Amex FR, really rather rare, but impacted people report it so it appears more common than it is.
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