Barclays--clue me in please about this card

[compassion101]

Recently received barclays with 0% BT and 0% intro for 15 months. Limit is 5k. I'm transferring my only CC balance of 3.5k to it and also plan to use it a little for a few monthly expense. I expect the 3.5k balance to decrease by 200-300 each month from payments leaving it mostly paid off in 15 months.

I've read about 6 month auto increases from Barclays, I've also read about many people concerned about being dropped after a year or so with Barclays. What is the story and is there anything I need to know in advance to act in preperation for best treatment from them? Basically I'd like to keep the card for the next 2.5 years minimum till my BK falls off with at least a 5k CL and hopefully higher.  Any advice specific to Barclays appreciated.

[injustifiiable]

The main thing that happens with Barclays is that they close accounts if many new accounts have been opened after getting their card. If not closure, then maybe a CLD.

As long as you don't open many (like, more than 1+) accounts after getting Barclays, you should be ok.

[CruzImperial]

i hope they dont close mine.. anyways wish you luck op

[traveler2005]

I opened by barclays in november of 2011, in march and april, opened several accounts. My account is still open. Did not get a CLD or CLI  at 6 months. I am working on getting my utilization down <9% so I get an increase at 1 year.    YMMV

[compassion101]

I did app spree and got barclays (5k), discovermore (5k) and walmart (700) in same day. No plans to get anything else in the near future. Think that may be any issue?

[injustifiiable]

You may be ok for now, but remember they will be watching pretty closely (through soft pulls) for the first six months or so.

Should be no biggie if you don't plan on getting anything else.