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Regular Contributor
Posts: 164
Registered: ‎09-17-2013
0

Barclays denial

I re-applied for a Barclays card afer waiting 3 months from my last application. I was instantly denied. I called the back-door number and he said that the system automatically denied the application because of my application 3 months ago. He then asked for my authorization to pull an updated credit report to which I agreed.

 

He went over my credit history with me which included some charge-offs from back in 2010. He said he couldn't approve me today because I had less than a year of history on my recently opened credit cards. Basically, it seems if you have some sort of major delinquency with credit cards Barclays wants to see 6-12 months of history before they even consider you for one of their cards.

 

I hope this helps someone else who may be trying to rebuild their credity like I am.

 

Quicksilver x2 | Barclays | Store Cards (more than I need)

Scores: 650s
Senior Contributor
Posts: 7,495
Registered: ‎01-05-2013
0

Re: Barclays denial

Most lenders want to see a solid history of on time payments, especially after serious delinquency.

Community Leader
Super Contributor
Posts: 7,688
Registered: ‎09-22-2012
0

Re: Barclays denial

Sorry for the denial.  Which card were you app'ing for?  I was denied for the US Air card with an 810 TU, so don't feel bad.  My app sprees weren't too amusing to them Smiley Sad

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Regular Contributor
Posts: 164
Registered: ‎09-17-2013
0

Re: Barclays denial


B335is wrote:

Sorry for the denial.  Which card were you app'ing for?  I was denied for the US Air card with an 810 TU, so don't feel bad.  My app sprees weren't too amusing to them Smiley Sad


Average Credit Rewards Card with a low 600's score or even worse due to some baddies that are coming off my report. The thing is that after a year I will probably have better options so I won't even re-apply with them. I guess it's their loss.

Quicksilver x2 | Barclays | Store Cards (more than I need)

Scores: 650s
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