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Frequent Contributor
resilient
Posts: 322
Registered: ‎10-02-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

[ Edited ]

Barclays gave me an easy recon also, but I'm not sure I could classify it as a recon, because when i apped, it just said more info is needed, then I immediately called. Now, I am a  little worried, because this wasn't the only card I apped for and got approved for. Don't know if I should use it, because I don't want them closing it and reporting a balance as opposed to them closing it with a zero balance. Either way, I don't want any card to say "closed at credit grantor's request".

Barclays Arrival World MasterCard ($5k) Belk ($2.5k) Chase Freedom Visa Signature ($15k) Chase Sapphire Preferred ($21.9k) Citi Platinum Select AAdvantage World Elite MasterCard ($8.5k) Citi Thank You Premier ($6.5k) Dillard's AmEx ($7.5k) FNBO Chrysler MasterCard ($12.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) PenFed Cash Rewards Visa ($15k) Service CU Platinum Visa ($10k) Susan G. Komen World MasterCard ($30k) Kinetic CU Visa Diamond ($10k) US Bank Cash + ($14k) Walmart Discover ($7.5)
Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

ok wait, so after you get the card they randomly close it? why?? Is that what I understand?

 

Thanks for the information guys, I am totally appreciative. *think positive thoughts, they will say yes, they will say yes, they will say yes :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Barclays denied. Nervous about Recon call. Suggestions?

They Hawkeye your reports for 6 months after opening an account and they get ansy seeing new accounts opened in that timeframe. They either CLD or close.

I would not worry about it, usually people get AA from Barclays when they include other issues as far as high util. with a lot of new accounts. Just don't go buckwild on apps and you'll be fine.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

gotcha! LS hey this made me laugh out loud-literally:  "just don't go buckwild with apps"

 

This is it for me.  (Unless I get a SERIOUS preapproval) thanks for the all the great advice!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Moderator
Shogun
Posts: 11,090
Registered: ‎04-15-2011

Re: Barclays denied. Nervous about Recon call. Suggestions?

I was thinking of apping for a Barclay card myself.   Kind of got my feet in the garden, so I think I'm going to stay there.  That NFL card is quite tempting though.


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Going for Wade64's RUDY Spade!
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

Even though Barclay's is no longer offering 400 promp?

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Senior Contributor
youngandcreditwrthy
Posts: 5,994
Registered: ‎08-16-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

I like Barclay's but recently, they were kind of rude when I called for a cli on my Trav Amex, which was denied lol... Guesss that's what I get for having high util on that card.... Did pay $600 on it this week though (now owe $4600/6500 LOL
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

I would suggest a recon as a friend of mine has 6 baddies and did a recon on the priceline card this morning. Was approved for 500.00


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