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Valued Member
resilient
Posts: 67
Registered: ‎10-02-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

[ Edited ]

Barclays gave me an easy recon also, but I'm not sure I could classify it as a recon, because when i apped, it just said more info is needed, then I immediately called. Now, I am a  little worried, because this wasn't the only card I apped for and got approved for. Don't know if I should use it, because I don't want them closing it and reporting a balance as opposed to them closing it with a zero balance. Either way, I don't want any card to say "closed at credit grantor's request".

Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

ok wait, so after you get the card they randomly close it? why?? Is that what I understand?

 

Thanks for the information guys, I am totally appreciative. *think positive thoughts, they will say yes, they will say yes, they will say yes :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Mega Contributor
LS2982
Posts: 14,359
Registered: ‎04-09-2011

Re: Barclays denied. Nervous about Recon call. Suggestions?

They Hawkeye your reports for 6 months after opening an account and they get ansy seeing new accounts opened in that timeframe. They either CLD or close.

I would not worry about it, usually people get AA from Barclays when they include other issues as far as high util. with a lot of new accounts. Just don't go buckwild on apps and you'll be fine.



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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

gotcha! LS hey this made me laugh out loud-literally:  "just don't go buckwild with apps"

 

This is it for me.  (Unless I get a SERIOUS preapproval) thanks for the all the great advice!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Moderator
Shogun
Posts: 7,354
Registered: ‎04-15-2011

Re: Barclays denied. Nervous about Recon call. Suggestions?

I was thinking of apping for a Barclay card myself.   Kind of got my feet in the garden, so I think I'm going to stay there.  That NFL card is quite tempting though.


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Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

Even though Barclay's is no longer offering 400 promp?

 

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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

I like Barclay's but recently, they were kind of rude when I called for a cli on my Trav Amex, which was denied lol... Guesss that's what I get for having high util on that card.... Did pay $600 on it this week though (now owe $4600/6500 LOL
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Barclays denied. Nervous about Recon call. Suggestions?

I would suggest a recon as a friend of mine has 6 baddies and did a recon on the priceline card this morning. Was approved for 500.00


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