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Barclays dropped my limit

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JSS3
Valued Contributor

Re: Barclays dropped my limit


@ddemari wrote:

a little over 12+ which is extreme lol. they gave me back my limit but said, "you do realize some people will never open that many cards in their life"? Yes, I understand that. I wouldnt worry about AA unless you do some extreme things. even then, if you can tell them about it, they do have good escalted csr's. 


Uh-oh, Last month I opened 8 new accounts. My Rewards was my first card I had with Barclays and got that 7 months ago. Got the Sallie Mae last month. My Barclays score went up 2 points. Now 756. I got like 3inqs on TU now. Just got a 1000 auto on Rewards on 5/6/15.  Went up in available credit 30,000 and my debt is 11%.

 

The scary part of your story is that they dropped your limit after having the card 6 months. I would think AA would happen immediately(or a couple of months after to give all the new accounts a chance to appear). Waiting until it reached 6 months made it seem you were out of the woods. 

Message 21 of 37
Themanwhocan
Senior Contributor

Re: Barclays dropped my limit


@Anonymous wrote:

17 is best according to TMWC.


no, its 16 days.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 22 of 37
Shogun
Moderator Emeritus

Re: Barclays dropped my limit


@Themanwhocan wrote:

@Anonymous wrote:

17 is best according to TMWC.


no, its 16 days.


I hit the luv button when baller tells me to.  lol

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 23 of 37
baller4life
Super Contributor

Re: Barclays dropped my limit

Smiley Very Happy
Message 24 of 37
Anonymous
Not applicable

Re: Barclays dropped my limit


@Shogun wrote:

@Themanwhocan wrote:

@Anonymous wrote:

17 is best according to TMWC.


no, its 16 days.


I hit the luv button when baller tells me to.  lol


I have seen monthly increases, no luck with the two a month yet. I just wait until they do a SP, I tried a couple times before that and no Luv, however each time right after a SP I have gotten increases, 500, 1k, 1.5k and another 1,5k today.

Message 25 of 37
Anonymous
Not applicable

Re: Barclays dropped my limit


@Themanwhocan wrote:

@Anonymous wrote:

17 is best according to TMWC.


no, its 16 days.


408 hours per your post on the other site. Smiley Tongue

Message 26 of 37
Themanwhocan
Senior Contributor

Re: Barclays dropped my limit


@Anonymous wrote:

@Themanwhocan wrote:

@Anonymous wrote:

17 is best according to TMWC.


no, its 16 days.


408 hours per your post on the other site. Smiley Tongue


Well, I post a lot.

 

But this morning I got one at 16 days, after having applied for a CLI on the 5th, 6th, 7th and now 8th of this month. So i'm reasonably sure it can be done at 16 days.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 27 of 37
codimom
Frequent Contributor

Re: Barclays dropped my limit


@Shogun wrote:

@Anonymous wrote:

I wasn't familiar with that? 


I've been hitting the luv button for Discover every 2 weeks for a $1k increase.


every 2 weeks????? wow... I'm never that brave Smiley Happy

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Message 28 of 37
Anonymous
Not applicable

Re: Barclays dropped my limit


@NRB525 wrote:

This is why I will probably never apply for any Barclays card ever again. Too jumpy. I've dealt with CLD in my past, it's not the end of the world, but it is in my past Smiley Happy

 

I would not worry about them closing your account, just, in my opinion, be aware that Barclays is not a sharing bank: They don't seem to want to share their customers with any other CCC. Enjoy the $800, and try not to p!$$ them off Smiley Happy

 

Good luck!


X2.

Message 29 of 37
SecretAzure
Valued Contributor

Re: Barclays dropped my limit


@Anonymous wrote:

@Themanwhocan wrote:

@Anonymous wrote:

17 is best according to TMWC.


no, its 16 days.


408 hours per your post on the other site. Smiley Tongue


Almost makes me regret shredding my It offer yesterday...almost. Discover is still least useable at the places I visit (even less than Amex). 16 day CLI's are crazy!

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 30 of 37
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