Barclays flat out denied me!

720ismygoal · ‎04-30-2012

Should i recon? will it work? need help here guys.

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500

bichonmom · ‎04-30-2012

Which Barclays card? It's worth a try. You have nothing to lose since you've already taken the HP.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

720ismygoal · ‎04-30-2012

@bichonmom wrote:
Which Barclays card? It's worth a try. You have nothing to lose since you've already taken the HP.

i didn't know there were different Barclays cards? i applied for the visa credit card. i'm going to try and recon, i hope it works.

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500

Brian_Trying_700 · ‎04-30-2012

Try recon. You took a H.P so give them a call. your 695 and discover looks nice. UMMMM. call them. If the Visa isnt good then ask them for a Apple Barclays card. My 2 cents.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

snowangel · ‎04-30-2012

Just an FYI, Barclays HPd another report when I try to recon with them for the US Airways card.

EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14

720ismygoal · ‎04-30-2012

I'm going to call them tomorrow morning and do the recon! I will post back the results! anything i should know before i recon?

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500

Creditaddict · ‎04-30-2012

@720ismygoal wrote:
I'm going to call them tomorrow morning and do the recon! I will post back the results! anything i should know before i recon?

Pretty straight forward, income, why this late or this, what you need the card for or etc. etc.

each rep is different on how they handle things.

720ismygoal · ‎04-30-2012

@Creditaddict wrote:
@720ismygoal wrote:
I'm going to call them tomorrow morning and do the recon! I will post back the results! anything i should know before i recon?
Pretty straight forward, income, why this late or this, what you need the card for or etc. etc.
each rep is different on how they handle things.

You think i have a shot at the recon?

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500

Anonymous · ‎04-30-2012

I just recon'd Barclays today. Asked income, employment, school, and approval. Took me 5 minutes.

LS2982 · ‎05-01-2012

I think you have a good shot for recon!!! Fingers crossed for you!!

EQ FICO 548 3/3/16