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Barclays headed to the shredder

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pazuzu
Frequent Contributor

Barclays headed to the shredder

I have decided it is time.

 

It will be a yr next month since they gave me auto LUV. 

 

If I don't see a CLI on the next statement cut, their 22% APR financing Visa is headed here:

 

 

 

 

 

Buh-bye!


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Barclays headed to the shredder

Take a look at my Freedom bro. Opened in 2010 with a $200 limit. No love until last month. Look at it now. Cat Tongue

Message 2 of 18
chwebb1
Established Contributor

Re: Barclays headed to the shredder

Have you considered asking for a PC to a more useful product, ie the Ring or Sallie Mae? Even the rewards card is more useful than the Apple financing card in my opinion.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 3 of 18
chwebb1
Established Contributor

Re: Barclays headed to the shredder


@Anonymous wrote:

Take a look at my Freedom bro. Opened in 2010 with a $200 limit. No love until last month. Look at it now. Cat Tongue


I didn't even know that they had Freedom cards below $500. That card would have been dead a long time ago if it were mine.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 4 of 18
Kenny
Moderator Emeritus

Re: Barclays headed to the shredder


@chwebb1 wrote:

@Anonymous wrote:

Take a look at my Freedom bro. Opened in 2010 with a $200 limit. No love until last month. Look at it now. Cat Tongue


I didn't even know that they had Freedom cards below $500. That card would have been dead a long time ago if it were mine.


The great thing about the Freedom card is you really don't need a huge limit on it to take advantage of the 5% categories since it's capped each quarter. Smiley Wink BUT, I do understand your sentiment.

Message 5 of 18
Anonymous
Not applicable

Re: Barclays headed to the shredder

 
Message 6 of 18
Anonymous
Not applicable

Re: Barclays headed to the shredder


@Anonymous wrote:

Take a look at my Freedom bro. Opened in 2010 with a $200 limit. No love until last month. Look at it now. Cat Tongue


i opened my Chase Freedom acct. Sep 14 and they gave me 2k... two days ago they gave an AUTO CLI of 2k .. now i have 4k and i had 1k balance in it... i would call and ask for more.

Message 7 of 18
Anonymous
Not applicable

Re: Barclays headed to the shredder

I hear ya... I just hit the luv button on my CAP 1 QS and it is ak 2k now. If I dont get an increase its going in the safe to auto pay my netflix. Cant shread it as its my oldest card.

Message 8 of 18
Anonymous
Not applicable

Re: Barclays headed to the shredder

OP may not be able to PC to a SM, But a Ring is a great idea!
Message 9 of 18
Jerry45
Valued Contributor

Re: Barclays headed to the shredder

FICO Scores in the 820's no CLI? 22% APR?  Close it, you will be approved instantly with better terms anywhere else.

Message 10 of 18
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