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Regular Contributor
Posts: 135
Registered: ‎01-29-2013
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Barclays help

Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?
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Posts: 26,926
Registered: ‎02-07-2013
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Re: Barclays help


wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all

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Posts: 1,715
Registered: ‎03-07-2013
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Re: Barclays help


myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry :smileyhappy:



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Posts: 8,350
Registered: ‎10-21-2012
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Re: Barclays help


djc1puno wrote:

myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry :smileyhappy:


+2

 

Just ensure that your utilization stays in check.  Often times with CLIs folks tend to have incremental debt ratios which they can take notice.  As long as you fly under the radar, you should be fine like myjourney and djc1puno mentioned.

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Posts: 7,132
Registered: ‎02-27-2013
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Re: Barclays help


FinStar wrote:

djc1puno wrote:

myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry :smileyhappy:


+2

 

Just ensure that your utilization stays in check.  Often times with CLIs folks tend to have incremental debt ratios which they can take notice.  As long as you fly under the radar, you should be fine like myjourney and djc1puno mentioned.


+3. They are sensitive, but they're not unreasonable.

You will be fine.

I added 5 accounts since I've gotten my Arrival, and they even gave me a CLI.

 

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