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Contributor
wche
Posts: 112
Registered: ‎01-29-2013

Barclays help

Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?
BoA Better Rewards: 5K | Citi Forward: 8.6K | Chase Freedom: 5.4K | Discover IT: 7K | Amex BlueSky: 12.4K | Chase IHG: 5K | Barclays Arrival: 4K | Chase CSP: 10K

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Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Barclays help


wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all

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djc1puno
Posts: 1,715
Registered: ‎03-07-2013

Re: Barclays help


myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry :smileyhappy:



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Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Barclays help


djc1puno wrote:

myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry :smileyhappy:


+2

 

Just ensure that your utilization stays in check.  Often times with CLIs folks tend to have incremental debt ratios which they can take notice.  As long as you fly under the radar, you should be fine like myjourney and djc1puno mentioned.

Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Barclays help


FinStar wrote:

djc1puno wrote:

myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry :smileyhappy:


+2

 

Just ensure that your utilization stays in check.  Often times with CLIs folks tend to have incremental debt ratios which they can take notice.  As long as you fly under the radar, you should be fine like myjourney and djc1puno mentioned.


+3. They are sensitive, but they're not unreasonable.

You will be fine.

I added 5 accounts since I've gotten my Arrival, and they even gave me a CLI.

 

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