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Barclays help

Regular Contributor

Barclays help

Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?
Message 1 of 5
4 REPLIES
Super Contributor

Re: Barclays help


wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
Valued Contributor

Re: Barclays help


myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 3 of 5
Senior Contributor

Re: Barclays help


djc1puno wrote:

myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry Smiley Happy


+2

 

Just ensure that your utilization stays in check.  Often times with CLIs folks tend to have incremental debt ratios which they can take notice.  As long as you fly under the radar, you should be fine like myjourney and djc1puno mentioned.

Message 4 of 5
Super Contributor

Re: Barclays help


FinStar wrote:

djc1puno wrote:

myjourney wrote:

wche wrote:
Seeing as how sensitive they are to inquires and new credit lines, how do they view CLIs I'm your other accounts? I ask because I'm 4 months into my arrival card and also got CLIs on 3 accts since then (only one HP) Should I be alarmed?

You should be fine you haven't went out looking for new TL's at all


+1...you shouldn't worry Smiley Happy


+2

 

Just ensure that your utilization stays in check.  Often times with CLIs folks tend to have incremental debt ratios which they can take notice.  As long as you fly under the radar, you should be fine like myjourney and djc1puno mentioned.


+3. They are sensitive, but they're not unreasonable.

You will be fine.

I added 5 accounts since I've gotten my Arrival, and they even gave me a CLI.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 5 of 5