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05-03-2013 08:13 AM
I just got approved for Barclays NFL (Patriots) card with a starting CL of $7000. I'd like to see if I can request a CLI up to a total CL of $10,000. Whats their policy on this and how would I go about doing it? Thanks!
05-03-2013 08:15 AM
Call the backdoor number and recon.
05-03-2013 08:32 AM - edited 05-03-2013 08:34 AM
Definintely recon, but just be aware that they probably won't do it without another hard pull. I called for a recon before activation right after I was approved back in November and the credit analyst I talked to refused to recon without another hard pull. It was frustrating since they had just pulled my credit report the day before when I applied! I was only approved for an initial $500 limit (still have a few 6+ year old baddies) and they denied me a CLI upon recon. I just hit the 5 month mark and they gave me an auto cli to $2,000. It might be worth waiting a few months to see if they give you an auto cli if you don't want to burn another inquiry.
05-03-2013 08:33 AM
Some people with the Apple card had success in increasing the limit a little to be able to buy a product. I haven't seen any people with that high of a limit get that much of a bump. It doesn't seem they hand out credit limits like other lenders, but it never hurts to try. They use the same report that is already pulled.
05-03-2013 09:06 AM
05-06-2013 08:30 AM
Recon but since your a pats fan it will be a HP!! LOL
its a YMMV thing If they HP you again. Good luck!!!
lol! I'm not even a fan of any teams. I rather be playing it than watching it.
05-17-2013 04:54 AM
I decided not to go through for a CLI request. Didn't want them to SP my CR and see other inquires from Chase and CITI and CITI is already reporting. Rather stay at this limit than get AA from Barclays
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