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Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Barclays initial CL CLI?

I just got approved for Barclays NFL (Patriots) card with a starting CL of $7000. I'd like to see if I can request a CLI up to a total CL of $10,000. Whats their policy on this and how would I go about doing it? Thanks!

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Barclays initial CL CLI?

Call the backdoor number and recon.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Member
Posts: 8
Registered: ‎05-01-2012
0

Re: Barclays initial CL CLI?

[ Edited ]

Definintely recon, but just be aware that they probably won't do it without another hard pull.  I called for a recon before activation right after I was approved back in November and the credit analyst I talked to refused to recon without another hard pull. It was frustrating since they had just pulled my credit report the day before when I applied! I was only approved for an initial $500 limit (still have a few 6+ year old baddies) and they denied me a CLI upon recon.  I just hit the 5 month mark and they gave me an auto cli to $2,000. It might be worth waiting a few months to see if they give you an auto cli if you don't want to burn another inquiry. 

Valued Contributor
Posts: 1,994
Registered: ‎01-24-2012
0

Re: Barclays initial CL CLI?

Some people with the Apple card had success in increasing the limit a little to be able to buy a product. I haven't seen any people with that high of a limit get that much of a bump. It doesn't seem they hand out credit limits like other lenders, but it never hurts to try. They use the same report that is already pulled.

New Member
Posts: 24
Registered: ‎05-03-2013
0

Re: Barclays initial CL CLI?

Wow I always thought Barclays gave low cl's 500 - 2000 didn't know they offered cards that started at $7,500+

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Barclays initial CL CLI?

Recon but since your a pats fan it will be a HP!! LOL

 

its a YMMV thing If they HP you again. Good luck!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: Barclays initial CL CLI?

I was instantly approved for $5.5K last July. I immediately tried to raise the limit, but they wouldn't even consider it...YMMV though. I again asked for $10K a couple of days ago, but they countered with $8180 via hard pull. Lets us know how it goes. Congrats by the way!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: Barclays initial CL CLI?


LS2982 wrote:

Recon but since your a pats fan it will be a HP!! LOL

 

its a YMMV thing If they HP you again. Good luck!!!


lol! I'm not even a fan of any teams. I rather be playing it than watching it.

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: Barclays initial CL CLI?

I decided not to go through for a CLI request. Didn't want them to SP my CR and see other inquires from Chase and CITI and CITI is already reporting. Rather stay at this limit than get AA from Barclays

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
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