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Barclays is W O N D E R F U L....

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Andy77
Valued Contributor

Barclays is W O N D E R F U L....

 

I wanted to share my exdperience with Barclays.....I had a BK discharged in 2009 all my cards are maxed now.  Fico is about 645

 

Applied online for the Apple Financing Visa and got an instant approval for 1200.  I called up Barclays before I got the card and said I wanted to get a Macbook pro for 1700.00

 

I actually talked to an alalyst who asked me why I had to file my BK in 2009 and why my cards were maxed I told him and he instantly gave me the 1700 limit.

An increase of 500.00

 

THIS is how credit should be given!!!

Message 1 of 29
28 REPLIES 28
Anonymous
Not applicable

Re: Barclays is W O N D E R F U L....

Great news Andy!!!

 

Congratulations, well done.

 

Happy Holidays to You and Yours.

Message 2 of 29
2NE1
Established Contributor

Re: Barclays is W O N D E R F U L....

 

do you know if that's the lowest score that can approve your app?

 

I'm reaching the 600's and I'd love to finance an iPad! do you know which CBR do they pull?

Message 3 of 29
JusdoNit
Established Contributor

Re: Barclays is W O N D E R F U L....

Sounds Wonderful


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 4 of 29
Juan123
Established Contributor

Re: Barclays is W O N D E R F U L....

i love barclays and i havent even gotten my card yet!!!! i was denied online, recon'd and approved for $1990. she even said something along the lines of "i dont know why they denied you, you're payment history is great"

 

made me happy >_<


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 5 of 29
Anonymous
Not applicable

Re: Barclays is W O N D E R F U L....


@2NE1 wrote:

 

do you know if that's the lowest score that can approve your app?

 

I'm reaching the 600's and I'd love to finance an iPad! do you know which CBR do they pull?


Barclay pulls TU 99.9%

Message 6 of 29
dalebb
Valued Contributor

Re: Barclays is W O N D E R F U L....


@Andy77 wrote:

 

I wanted to share my exdperience with Barclays.....I had a BK discharged in 2009 all my cards are maxed now.  Fico is about 645

 

Applied online for the Apple Financing Visa and got an instant approval for 1200.  I called up Barclays before I got the card and said I wanted to get a Macbook pro for 1700.00

 

I actually talked to an alalyst who asked me why I had to file my BK in 2009 and why my cards were maxed I told him and he instantly gave me the 1700 limit.

An increase of 500.00

 

THIS is how credit should be given!!!


what did u tell him?Smiley Surprised

Message 7 of 29
visorboy1974
Valued Contributor

Re: Barclays is W O N D E R F U L....


@dalebb wrote:

@Andy77 wrote:

 

I wanted to share my exdperience with Barclays.....I had a BK discharged in 2009 all my cards are maxed now.  Fico is about 645

 

Applied online for the Apple Financing Visa and got an instant approval for 1200.  I called up Barclays before I got the card and said I wanted to get a Macbook pro for 1700.00

 

I actually talked to an alalyst who asked me why I had to file my BK in 2009 and why my cards were maxed I told him and he instantly gave me the 1700 limit.

An increase of 500.00

 

THIS is how credit should be given!!!


what did u tell him?Smiley Surprised


I want to know this as well.  If I app'd for a CC with 100% UTIL and a BK, I'd be getting denied 110% of the time LOL.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 8 of 29
2NE1
Established Contributor

Re: Barclays is W O N D E R F U L....


@Mustanglvr2006

really? my TU shows a higher score than EQ and EX! Smiley Very Happy

Message 9 of 29
visorboy1974
Valued Contributor

Re: Barclays is W O N D E R F U L....


@2NE1 wrote:


@Anonymous

really? my TU shows a higher score than EQ and EX! Smiley Very Happy


It's true

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 10 of 29
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