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Barclays magic @ 7th statement tomorrow???

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Kostya1992
Established Contributor

Barclays magic @ 7th statement tomorrow???

My Sallie Mae limit sucks!!! I've used the card heavily this statement period and paid it down to 30% utilization. Statement will cut sometime tomorrow. I've seen the 7th statement for Barclays as the "magic spot" for Auto-CLI. No new accounts/inq on TU since opening the card. Clean report. Will I get any love? Smiley Very Happy

TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 1 of 6
5 REPLIES 5
chwebb1
Established Contributor

Re: Barclays magic @ 7th statement tomorrow???

I haven't gotten any auto-CLIs on my Barclaycards. I've had the Ring since June 2013, and I've been to at highest, 41% utilization on that card (PIF shortly afterwards).

 

I've had my Sallie Mae since June 2014, and I've not gotten any Auto-CLIs on that one either. My highest utilization on that card has been around 40% I think. I think Barclays hates me. A lot.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 2 of 6
Kostya1992
Established Contributor

Re: Barclays magic @ 7th statement tomorrow???

Chances are I'll get the same treatment as you lol. But oh well. No hard feelings, just buisness Smiley Very Happy

TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 3 of 6
taxi818
Super Contributor

Re: Barclays magic @ 7th statement tomorrow???

You can always burn a hp. Since its tu. And they will give it up. I got cli last month after having Apple only 3 months. From 2k to 3500. Burned hp though. No big loss. At least they did not say no to cli. 

Message 4 of 6
Kostya1992
Established Contributor

Re: Barclays magic @ 7th statement tomorrow???

Not gona burn a HP for a CLI. Also didnt get the increase. Oh well maybe at a later time.
TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 5 of 6
chalupaman
Super Contributor

Re: Barclays magic @ 7th statement tomorrow???

In some cases, I would take a HP if it meant a chance getting something great in return from Barclays and having a much more usable card. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 6
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