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Established Member
wl123
Posts: 31
Registered: ‎09-19-2013
0

Re: Barclays promotional APR upon request?


Themanwhocan wrote:

Whups, they have TWO versions of the Terms and Conditions link on the signup page!

 

The one near the top of the page has my correct terms. the ones in the sections near the bottom of the page (the sections numbered 1, 2, etc) have the 12 month intro APR and 12 month Balance Transfer intro APR offer...


Yes I was confused by that. When you click the T&C on the landing page it says 15 months 0% for BT and no promotional period for purchases. However, once you go to the application and scroll to the bottom the T&C there say 12 months 0% for BT and purchases. I assume the offer is for the latter since it's directly on the application page. I'm waiting for the card to arrive to confirm this.

Valued Contributor
Themanwhocan
Posts: 1,449
Registered: ‎04-04-2013
0

Re: Barclays promotional APR upon request?

I haven't received my first bill yet. heck, the web site doesn't even have a date for when the first bill is due... Ah well, its only been a few weeks :smileywink:


Senior Contributor
youngandcreditwrthy
Posts: 6,174
Registered: ‎08-16-2012
0

Re: Barclays promotional APR upon request?

Have you even used the card yet? -.-
Stop playin'!
Lol to be sure, wait til you get you first statement.
Either way, a Credit Analyst can reduce your APR. I've never gotten an APR reduction though heh
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Themanwhocan
Posts: 1,449
Registered: ‎04-04-2013
0

Re: Barclays promotional APR upon request?

Oho, right you are! The actual application page has the 0% apr for 12 months on purchases.

 

Very interesting. If they every decide to give me a payment due date, maybe i'll try the 0% intro offer. Until then, they apparently don't expect me to pay for anything.

 


Senior Contributor
youngandcreditwrthy
Posts: 6,174
Registered: ‎08-16-2012
0

Re: Barclays promotional APR upon request?

You can't pay for something you don't owe lol duh:-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Themanwhocan
Posts: 1,449
Registered: ‎04-04-2013
0

Re: Barclays promotional APR upon request?


youngandcreditwrthy wrote:
Have you even used the card yet? -.-
Stop playin'!
Lol to be sure, wait til you get you first statement.
Either way, a Credit Analyst can reduce your APR. I've never gotten an APR reduction though heh

I've had my SallieMae for about 2 weeks now, I didn't use it for almost a week, but now I have 3 purchases on it from 10/6, 10/8, 10/11.

 

Next payment due on: N/A


Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: Barclays promotional APR upon request?

Themanwhocan, it can take a few weeks to 2 months for a lender to generate the first statement. Once the first statement is generated, the bill is due in the next cycle. So technically you can have 2 months to pay that bill if the first statement is generated 1 month after approval:
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Themanwhocan
Posts: 1,449
Registered: ‎04-04-2013
0

Re: Barclays promotional APR upon request?

Yep, Barclays just generated my first statement.

 

I guess they expect me to pay them back.



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