10-13-2013 08:02 PM
Whups, they have TWO versions of the Terms and Conditions link on the signup page!
The one near the top of the page has my correct terms. the ones in the sections near the bottom of the page (the sections numbered 1, 2, etc) have the 12 month intro APR and 12 month Balance Transfer intro APR offer...
Yes I was confused by that. When you click the T&C on the landing page it says 15 months 0% for BT and no promotional period for purchases. However, once you go to the application and scroll to the bottom the T&C there say 12 months 0% for BT and purchases. I assume the offer is for the latter since it's directly on the application page. I'm waiting for the card to arrive to confirm this.
10-13-2013 08:04 PM
10-13-2013 08:08 PM
10-13-2013 08:09 PM
10-13-2013 08:12 PM
Have you even used the card yet? -.-
Lol to be sure, wait til you get you first statement.
Either way, a Credit Analyst can reduce your APR. I've never gotten an APR reduction though heh
I've had my SallieMae for about 2 weeks now, I didn't use it for almost a week, but now I have 3 purchases on it from 10/6, 10/8, 10/11.
Next payment due on: N/A
10-13-2013 08:19 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.