Whups, they have TWO versions of the Terms and Conditions link on the signup page!
The one near the top of the page has my correct terms. the ones in the sections near the bottom of the page (the sections numbered 1, 2, etc) have the 12 month intro APR and 12 month Balance Transfer intro APR offer...
Yes I was confused by that. When you click the T&C on the landing page it says 15 months 0% for BT and no promotional period for purchases. However, once you go to the application and scroll to the bottom the T&C there say 12 months 0% for BT and purchases. I assume the offer is for the latter since it's directly on the application page. I'm waiting for the card to arrive to confirm this.
I haven't received my first bill yet. heck, the web site doesn't even have a date for when the first bill is due... Ah well, its only been a few weeks
Oho, right you are! The actual application page has the 0% apr for 12 months on purchases.
Very interesting. If they every decide to give me a payment due date, maybe i'll try the 0% intro offer. Until then, they apparently don't expect me to pay for anything.
Have you even used the card yet? -.-
Lol to be sure, wait til you get you first statement.
Either way, a Credit Analyst can reduce your APR. I've never gotten an APR reduction though heh
I've had my SallieMae for about 2 weeks now, I didn't use it for almost a week, but now I have 3 purchases on it from 10/6, 10/8, 10/11.
Next payment due on: N/A
Yep, Barclays just generated my first statement.
I guess they expect me to pay them back.