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Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010

Re: Barclays recon worked for me too!!!!


casmith1980 wrote:

I was considering telling them I'm in the market for a new iPhone and iPad...but I dont' want to push my luck.  My iPhone 4 works great so there isn't a need for the 4s.

 

I have an iMac which I love, but I like the convenience of an iPad.

 

Decisions, decisions.


Lol, I totally understand.  I want a new MacBook Pro so bad, but my older MBP is working just fine, so I can't justify an upgrade.

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My favorite card right now: Barclays Priceline Visa Signature
New Contributor
mstew
Posts: 160
Registered: ‎08-10-2011

Re: Barclays recon worked for me too!!!!

Hah I told the rep I was going to buy a macbook pro also...they gave me a $1500 TL to start. I've been tempted to call and ask for more, but I have a bad feeling about it

Wallet: American Express ZYNC, Barclaycard Financing Visa, Capital One No Hassle Cash MC

Sock Drawer: Capital One Platinum, Best Buy Reward Zone MC, GEMB Wal-Mart (Store only), WFN JCrew (Store), First Premier (Only until June when the AF hits again)
Established Contributor
CreditCrusader
Posts: 799
Registered: ‎09-27-2011

Re: Barclays recon worked for me too!!!!


mstew wrote:

Hah I told the rep I was going to buy a macbook pro also...they gave me a $1500 TL to start. I've been tempted to call and ask for more, but I have a bad feeling about it



Yep...it's called tempting fate...don't do it! :smileyhappy:

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: Barclays recon worked for me too!!!!

I think CL has a lot to do with income also; someone correct me if im wrong.




Established Contributor
mAndrew1980
Posts: 707
Registered: ‎08-26-2011

Re: Barclays recon worked for me too!!!!

Jesus has anyone gotten denied for Barclay's Apple on a recon lately? Every day we have a few of these threads. And in every thread I say the same thing: WHY OH WHY WON'T TU UPDATE MY GW ALREADY?!!??!?!?!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Established Contributor
casmith1980
Posts: 633
Registered: ‎03-20-2010

Re: Barclays recon worked for me too!!!!

So...I have to say

 

I LOVE BARCLAYS!!!

 

I decided to call in because the iPad I've been pricing comes out to roughly $850 with taxes and accessories and they raised my limit!!!   I told the representative that I believe $1,000 will cover the total expense and after verifying my annual income - INSTANT APPROVAL!!!  I didn't want to push for more since I don't "need" it right now...and besides, like a couple people have stated already, with good payment history, I should see a CLI in 6-12 months

 

 

EQ Fico 2009 500's
TU Fico 2009 500's

EQ Fico 04/10/2012 663 (SW alert)
TU Fico 04/13/2012 653 (Walmart)

Goal: 760 by 12/2013 and close on my first house :smileyvery-happy:

Goal - 720 by 12/31/12
Frequent Contributor
birjest
Posts: 351
Registered: ‎09-23-2011

Re: Barclays recon worked for me too!!!!

I did a recon today after getting a dis approval on line.  It was a no go, which I don't mind.  heck, 5 out of 8 in 3 weeks is a good batting avg.

 

Secured loan= $8,400

Cap1 Plat= $2,000

AMEX Zync = NPSL

Discover More = $5,000

Citi Plat M/C = $2,600

 

Not bad, in a 3 weeks work, now credit...go to work!!!!

P.S.  Got a free credit score from Barclays pulling TU 696...Heck Yea!!!

11/15/13 EX 685(MY FICO) EQ 657(MY FICO) TU 659 (MY FICO).
Established Contributor
casmith1980
Posts: 633
Registered: ‎03-20-2010

Re: Barclays recon worked for me too!!!!

Did they give you an inclination as to why you were denied?  You might want to consider calling back and speaking to someone else.  The gentleman I spoke with a few minutes ago was far friendlier than the woman I spoke with this morning :smileywink:

 

(yes, I'm a girl and I have no problem using that to my advantage)

EQ Fico 2009 500's
TU Fico 2009 500's

EQ Fico 04/10/2012 663 (SW alert)
TU Fico 04/13/2012 653 (Walmart)

Goal: 760 by 12/2013 and close on my first house :smileyvery-happy:

Goal - 720 by 12/31/12
Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011

Re: Barclays recon worked for me too!!!!


birjest wrote:

I did a recon today after getting a dis approval on line.  It was a no go, which I don't mind.  heck, 5 out of 8 in 3 weeks is a good batting avg.

 

Secured loan= $8,400

Cap1 Plat= $2,000

AMEX Zync = NPSL

Discover More = $5,000

Citi Plat M/C = $2,600

 

Not bad, in a 3 weeks work, now credit...go to work!!!!

P.S.  Got a free credit score from Barclays pulling TU 696...Heck Yea!!!


Call again. I called immediately after getting denied and the decision was upheld...then called again yesterday and got approved. It all depends on what rep you get!

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Frequent Contributor
birjest
Posts: 351
Registered: ‎09-23-2011

Re: Barclays recon worked for me too!!!!

Well, just got off the phone, AND STILL A NO GO.  (The reason was no establish credit...I do not have no open accounts on my TU, due to the fact I just open some recently) and they are somewhat nervous that I have an AMEX, heck if I know. Anyway, I am in no dire need for a Barclays, just wanted to test the water.  Beside, After I closed on my house in May, I am going to re-apply for a Chase Marriott.

11/15/13 EX 685(MY FICO) EQ 657(MY FICO) TU 659 (MY FICO).

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