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Regular Contributor
hyprble
Posts: 168
Registered: ‎11-05-2008
0

Re: Barclays report updating lagging

I don't let my Barclays statement cut with a balance (I pay my balance down to 0 as soon as my account shows a balance), but it looks like my balance of 200+ got reported for the one day I had the balance on the account 2 months ago, and my credit report is still showing $200.  It's a bummer since I have a credit limit of 500 so it looks like I'm close to maxing.  Has anyone still had lags in the updating CRA?


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


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Regular Contributor
mkm77
Posts: 155
Registered: ‎08-25-2010
0

Re: Barclays report updating lagging

Every time I see someone post something positive about Barclays I just want to yell at them! lol...Horrible experience with barclays and yes, their reporting has been screwed up for a while. My wife and I closed our accounts in early April and paid them off then but they are still showing balances with TU in mid-June.

Regular Contributor
psychoinhell
Posts: 565
Registered: ‎06-12-2010
0

Re: Barclays report updating lagging

Like any other organization there is good and bad in dealing with them and those who deal with them. 


Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
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Regular Contributor
hyprble
Posts: 168
Registered: ‎11-05-2008
0

Re: Barclays report updating lagging


mkm77 wrote:

Every time I see someone post something positive about Barclays I just want to yell at them! lol...Horrible experience with barclays and yes, their reporting has been screwed up for a while. My wife and I closed our accounts in early April and paid them off then but they are still showing balances with TU in mid-June.


I'm glad a lot of people have had positive experiences with Barclays, but unfortunately I have bad experiences with them.  I do get tempted by their 0% apr offers with 1% bt fee, but the 500 CL I have is too low for me to take advantage without maxing the card.  I am mostly sad I wasted an inquiry when I applied for the 0% Apple 12mo financing offer, and they gave me $500 which only qualified me for 6 months (I ended up using another card to purchase my computer).  When I tried to recon for a higher CL they told me to wait.  Then the next time (a year later) I asked for a CLI (after the rep confirmed I would not get a hard inquiry) they denied and still gave me a HP.  I sock drawered the card, then used it for some gas for a 5% gas promotion (guess it takes over 8 weeks to post to my account?), and I paid some utilities just to put more activity on the card.  I checked my account every day because I wanted to pay off the $200 as soon as it hit the account, but go figure the day the balance was on my card (statement didn't cut yet) they reported $200 to my CRA.  My balance has been at 0 for a while, but it's still reporting at $200.  Oh well - sorry I just needed to vent :smileyhappy:  I know some very nice people who work for Barclays, so I don't want to trash talk them, but for me personally, I may just have to stick the card back in the drawer.


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


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New Contributor
SlabOfBacon
Posts: 54
Registered: ‎04-17-2009
0

Re: Barclays report updating lagging

Same boat here. They have been the worst card company for me. 24.99% (my highest rate) and they were trigger happy to CLD me after a brief bad spell in my life last year. Also very slow to report.. still showing a balance even though the card has been paid off for over 2 statements. Their new web interface is ghastly... Barclays Apple Visa, welcome to the sock drawer. The %0 on Apple stuff will tempt me to use it every so often, but I'll PIF anyway.

Creditkeeper 6/12
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Member
Tricky3
Posts: 15
Registered: ‎05-10-2012
0

Re: Barclays report updating lagging

It appears to me that they are happy to report me maxing out the card to get a new MacBook mid-June.  Now I have completely paid the MacBook off (it was a company expense) and have a balace under $300.00 but still no update.  When they reported the update July 3 or so my source dropped big time since not only did I max the card out but went over the limit by about $600.

 

I have other cards that appear to do the same, as soon as the balance is higher than the previous month a update is sent.  You make a big payment or pay off, then no update goes out for months!  I even paid a card off, not use it for months and then use it again with (higher balance) - during that time it never showed paid off but sure enough it updated when my balance was higher than the before paid off balance. 

 

Seems fishy to me...


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