@jsucool76 wrote:
@Andy77 wrote:
No, I wanted the entire CL (3500) and balance transferred to the Virgin card (I only want one card)
They can close the Apple Financing Visa
But they are telling me they want me to pay down the balance on the Apple Financing Visa first and I thought that was odd
That makes sense to me....they're cutting out any further liability by making sure you owe them nothing first.
Cell phone companies do the same thing, they won't let you upgrade your cell phone until you pay down your balance first.
Why should they give you a present (A PC) if you owe them money.
Yes, I have only heard of GE with like Gap, Banana, Old Navy and Target combing all your cards to 1 IF your current balance fits on the current CL of the card you want to keep because they don't combine the credit lines, they will just combine accounts (you would be insane to do I think unless you have $100CL)
But any bank that will move CL's like you want to do usually will not do such a thing until you have a $0 balance unless above scenario.
I don't know about a Cell Phone unless behind... although Verizon recently put a $500 credit line on ALL personal accounts for billing items to your account (all because of the constant fraud with Apple Products!!)
I use to have $3000 (which is normally an internal thing that you wouldn't see) but I am very good at observing things around me while others think they can pull fast ones over on me 