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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Barclays said this...

Are they willing to do it after you PIF or will that be too late?



EQ FICO 548 3/3/16
Established Contributor
Posts: 922
Registered: ‎10-02-2007
0

Re: Barclays said this...

 

Well the customer service dept said I had to pay down the balance first, not the credit dept...they are not open today.

 

For all I know the credit dept will just do what I am asking, close current card, move entire balance and CL to new card and send me the new card, we will see.

I left them a VM on the analyst backdoor number.

Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: Barclays said this...

It sounds like you're wanting to pc from apple to virgin. Barclays won't pc. Did the  rep know that you had been denied the virgin? 

 

I think a better tack would be to call the backdoor sticky and recon your denial. Once you have the virgin card open, Barclays will move the avail CL wherever you want it. But yeah, they won't move the balance you owe to a different card - that would be a PC, which theydon't do. 

 

I haven't heard of themmoving a CL to open a new cc. That really sounds more like a pc.

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 922
Registered: ‎10-02-2007
0

Re: Barclays said this...

 

I know for a fact barclays does PC as people on this board have posted that they have recieved them.  That is why I requested one.

 

I called the backdoor number and left a VM and said..I applied for the Virgin card and was declined, "but I did not need or want two cards so please transfer the balance and CL to the Virgin card and rush mail me that one"

 

BUT since they don't do PC, according to you,, maybe they will just close the Apple card and open the virgin card...

 

We will see what happens when they call Monday.

 

Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: Barclays said this...

When I first got the Apple card, I called to change it to iTunes and they told me that they don't do that, and that I would need to app for the iTunes card if I wanted it. I've onlyread one successful Barclays pc on here and that was someone who called the retention dept andwas ready to close his acct. the rep did pc in that case. So, while they can do it, it's not something they usually will do. Mostly I've read posts here from peoplewho Barclays wouldn't pc. 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 922
Registered: ‎10-02-2007
0

Re: Barclays said this...

Frequent Contributor
Posts: 274
Registered: ‎10-04-2009
0

Re: Barclays said this...

The terms are different between the two cards, that's why they won't  just move the balance over.

 

i suppose they could in theory create a seperate balance category (like they do for promotional offers), but that's probably too complicated of a thing to have your average service rep handling and not causing as many issues as it solves.

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Barclays said this...

Since you took a Hp for the app, why not go ahead and try and get a CLI? Maybe the reason they are giving you a hard time about moving the Cl over is because your Avail credit is real low, but if you got them to increase Credit line, maybe they would go ahead with the PC. i don't know for sure, just giving you some thoughts lol Smiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Valued Contributor
Posts: 1,104
Registered: ‎02-03-2009
0

Re: Barclays said this...


Andy77 wrote:

 

This person got their PC change done

 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Airtran-gt-Barclaycard-Rewards-Visa-PC-APPROVE...

 

So I will wait and see


They may have PC'd that person because it doesn't look like they are offering the Air Tran card anymore. It is no longer listed on Barclays web site.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (9/1/16): EQ My Fico: 806; TU MyFico: 793; EX (My Fico): 798
Highlighted
Established Contributor
Posts: 922
Registered: ‎10-02-2007
0

Re: Barclays said this...

 

Called the backdoor number today, talked to an analyst, she looked at my app while I was on hold and came back and said, since you included Barclays in your BK (I did for about 5k) we cannot approve you for another card now.  i said how long do you think I will have to wait and she said, I could not tell you, but a long time.

 

Should I recon again (call back) or forget it?

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