Barclays super sensitive to INQs or New TLs?

[yudeology101]

So I was approved for Barclays a few weeks ago, and I'm nowhere in trying to app for more cards (HP based ).  But i did get some new cards through the shopping cart trick-  Express & Sportsman's Guide VISA.

So....I'm wondering if Barclays is just sensitive to INQs or just new account TLs in the CR in general?  Or...BOTH?

Many thanks.

[CreditMagic7]

They definitely were sticklers for me and shot down my attempt for their Sallie Mae after 2 recon attempts.

I did learn what caused their cardiac arrest (from my TU report) for them were 3 relatively new accounts which are near or sitting at the 6 month mark with extremely low UTIL considering.

The specifically pointed to those new "Bank" CC accounts and as i explained my recent run on store cards they said those were not any factors in their decision.

So there you have it. With new/recent store cards an applicant/card holder is probably safe. What freaks them out are new/recent "Prime Bank" accounts. This was my most recent experience from Barclay's.

[baller4life]

One poster put it the best! "They're like a jealous girlfriend. Don't want you to talk to any other girls!" Geez!!!!

[myjourney]

Are these new accounts after the  Hawaiian card? 

And the answer is both INQ's lead to new TL's all of which they watch for 6 months after approval of their card YMMV

[striehl8212]

Sorry to hear about the denial. Great information to know though. Thanks! 

[scvbd99]

I got all of the cards in my sig in the last 2 months, but Barclay wouldn't have me.  They were the 3rd card I applied for, and I had never applied for a credit card before that, so it wasn't because of inquiries in my case. 

They said it was mostly because I didn't have any revolving credit history, which was correct.  

[Swapmeet]

When I got my arrival, I had 9 inqs in the last 24 months. They were also my fourth account opened that day. So, I will see if they take any issue with that this month. I have charged around 1600 bucks since I got the card middle of last month, and will pif at the end of this month.

[CreditMagic7]

I think it's important to point out that it's not only just new credit AFTER getting a Barclay's card, but definitely ALSO BEFORE.

That much they made very plain to me.

Those dogs lol

[mattmix36]

Does Barclay close accounts because of this? I just opened a ton of new CC accounts and barclays was one of them...what ahould I expect?

[Vegas247]

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@mattmix36 wrote:
Does Barclay close accounts because of this? I just opened a ton of new CC accounts and barclays was one of them...what ahould I expect?

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From what I have read here about people that actually got CLD from Barclay...the conclusion was because they hadn't use their Barclay card in 6 months.....most of the time it's just members here that are warning others because I guess someone started a rumor that Barclay CLD or closes accounts because of people go on crazy app sprees....but I challenge anyone here to show proof or share their story how Barclay CLDd them.....I'm waiting...(oh by the way, the post that I read where the Barclay card holder got CLD said he didn't use his Barclay card for 6 months! He then called Barclay and Barclay restored his credit limit! So just take what people here say about Barclay with a big grain of salt!