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utility under 20% and apply, better chance and better limit, imo
Quick update: I apped for both. Barnes and noble card required further eval before a denial. Called for recon but my utiliz left them unwilling to budge (not surprised) but the CSR was extremely nice! Nationwide app required further eval before a denial (same song second verse) because of recent deliq acct. I called for recon because my last baddie was 3 yrs ago. Not recent. The CSR referred the app to risk analysis. She called me back in about two hrs and said I was approved (shocked)! No details on the CL or interest but I'm happy!! And yep, the kids are out of the house and we are on the air mattress. Hopefully our CL will allow us to get a japanese platform bed we plan on paying off this year. Thanks all!!
@REgnlor wrote:Quick update: I apped for both. Barnes and noble card required further eval before a denial. Called for recon but my utiliz left them unwilling to budge (not surprised) but the CSR was extremely nice! Nationwide app required further eval before a denial (same song second verse) because of recent deliq acct. I called for recon because my last baddie was 3 yrs ago. Not recent. The CSR referred the app to risk analysis. She called me back in about two hrs and said I was approved (shocked)! No details on the CL or interest but I'm happy!! And yep, the kids are out of the house and we are on the air mattress. Hopefully our CL will allow us to get a japanese platform bed we plan on paying off this year. Thanks all!!
What number did you call for Nationwide?
Congrats on the recon!
CA- i thought i read you were done applying for a year ?
@-Furbz- wrote:Congrats on the recon!
CA- i thought i read you were done applying for a year ?
I did not apply, do not worry was asking for a friend
my nation wide account is on hold i may end up like other guy
10K limit 17% interest I used the recon number from the initial denial letter which was the same as the number from the recon thread.