Barclays - what are my chance?

[Happychap]

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@B335is wrote:

The US Airways card has been a tough one for me, I've applied 3 times I think.  I made the mistake of calling the analyst after the first app went to pending.  I was told I had far too many inquiries/new accts in the prior 2 years - yes 2 years.  Every app that followed was auto-declined due to the prior app (I usually waited 4-6 months between apps).  An analyst told me that's just how their system works, didn't elaborate.  Then out of the blue, they approved me for a nice limit Arrival card (I had never app'd for it before).  In my case I've found if it isn't auto-approved, I'm 99% sure an analyst won't approve me either.  My TU Fico has been north of 800 every time.

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Seems harsh I doubt I have a chance then since i have many new accounts in last two years.

[Bsong]

Go for it... I was approved back in November with a $5k limit and your profile looks better then mines. 

[efranklin23]

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@Happychap wrote:
I have been wanting the Barclay Lufthansa card for over a year now and kept getting denied due to Inqs. What do you think my chances are of getting approved now with my stats below? Thanks for your input😀

TU Fico 798
Uti. 4%
Inqs past 6 mths 3 (most recent is over 3 months old)
No baddies
Average credit limits 24k
AAOA 3 yrs

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With your FICO score, if you just wait 3 months more(all INQs will be more than 6 months old), you're almost promised the card unless you have bad blood with an Barclays card in the past.

[efranklin23]

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@Happychap wrote:

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@B335is wrote:

The US Airways card has been a tough one for me, I've applied 3 times I think.  I made the mistake of calling the analyst after the first app went to pending.  I was told I had far too many inquiries/new accts in the prior 2 years - yes 2 years.  Every app that followed was auto-declined due to the prior app (I usually waited 4-6 months between apps).  An analyst told me that's just how their system works, didn't elaborate.  Then out of the blue, they approved me for a nice limit Arrival card (I had never app'd for it before).  In my case I've found if it isn't auto-approved, I'm 99% sure an analyst won't approve me either.  My TU Fico has been north of 800 every time.

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Seems harsh I doubt I have a chance then since i have many new accounts in last two years.

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if you have too many accounts aopen, then I would stay away from Barclays for now. that's the last lender you want to acquire many new accounts on