Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 617
Registered: ‎01-31-2008
0 Kudos

Barclays within 6 months?

I've had my Barclay card since November of 2011.  It started out with a limit of 1200, was increased to 1900 in the spring of 2012, and bumped up to 3900 in May.  It's currenlty my highest limit card.  Of course, after reading many posts on forums here, I'm always a little weary.  I'm not getting any new cards for the time being, but I have a plan to get one or two better cards later this year to elminate Cap One.  Anyway, I'm trying to weigh the risk of Barclay's randomly closing my account.  Given the fact that they just increased my CL, I have to think I'm in good standing with them.  Also, it seems that most of the posts I read involved Barclays closing accounts within 6 months after people applied for and obtained new cards.  So I'm wondering, seeing that I've now had this card for more than 1.5 years, would the same issue apply to me in terms of closing the account if I apply for a new card?  What about a second Barclay card ( I was eyeing the NFL one as an option down the road), does that trigger a red flag to them?  It's been a little more than year since I opened a new card, and I've only had one CLI request show up as a hard inquiry since then.

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $6600, PayPal $2200
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0 Kudos

Re: Barclays within 6 months?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.