cancel
Showing results for 
Search instead for 
Did you mean: 

Barclays

tag
jake619
Frequent Contributor

Re: Barclays


@BearsAndTurtlesRtheBest wrote:

IDK but iVE heard bad things about Barclay. They tend to lower CL if something isnt right. Any1 have experience with them that can relate?


Oh FFS, here we go.....

Message 11 of 20
jsucool76
Super Contributor

Re: Barclays

The only reason people think there is such an issue with barclays is because there are ONLY posts that say "wahhhh, i opened 47 new accounts in a day and barclays AAd me."

No one makes a post saying "i opened a new account and barclays didnt do anything" because there is no reason to talk if nothing happened. Its just a simple case of only hearing the bad and none of the good.
Message 12 of 20
myjourney
Super Contributor

Re: Barclays

+1

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 20
BearsAndTurtlesRtheBest
Senior Contributor

Re: Barclays

@jsucool76 tru dat! its just that barclay has been one of the banks that they complan about but like you mentioned its their fault as to the reason. Unilke Chase or US Bank ect. you hear MORE good things than bad. 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 14 of 20
Neat
Valued Member

Re: Barclays

Open an account with a credit union, you'll likely receive a low rate and a high limit. Many credit union credit cards don't have BT fees. I believe a credit union cc with a high limit will allow you to seek high limits with other issuers you desire. 

 

Also, the Barclays Apple Financing Visa may give you auto-clis.

Amex Green, Signal FCU Platinum Visa, Navy FCU Cash Rewards Visa Sig., Citi Forward Visa, Barclaycard Apple Financing Visa
Message 15 of 20
android01
Valued Contributor

Re: Barclays

I have two Barclay's CC's - one at 25K and one at 20K.  I have no complaints with them whatsoever.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 16 of 20
starry1
Valued Contributor

Re: Barclays


@jake619 wrote:

@BearsAndTurtlesRtheBest wrote:

IDK but iVE heard bad things about Barclay. They tend to lower CL if something isnt right. Any1 have experience with them that can relate?


Oh FFS, here we go.....


I LOLd.Smiley LOL


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 17 of 20
Shogun
Moderator Emeritus

Re: Barclays

I just shook my head.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 18 of 20
kevinjjc
Valued Contributor

Re: Barclays


@android01 wrote:

I have two Barclay's CC's - one at 25K and one at 20K.  I have no complaints with them whatsoever.


Nice limits! Which cards do you have with Barclays?

Message 19 of 20
toppers555
Established Contributor

Re: Barclays

THOSE EVIL  .... shut down my account for sneezing the wrong way!!

 

seriously though I had an account with them that they closed due to inquieries.   your experience will vary . I can't say I had them for long to give a vaild opinion on their customer service . 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 20 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.