Barclays

[Anonymous]

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@Anonymous wrote:
Most people try at 6 months via the requesting for the lower APR method and then asking abou the CLI later. I did that 5 months in. I got the card in June for $2,500 then in November it went to $3,200 and then this month they gave me an auto CLI to $6,200. Just use it and be patient.

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I will have to try this....thanks for the info. 

[egaithe]

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@dwz55 wrote:

Started at 5k went  to 10 at the 6 month mark, went to 14 at the 12 month mark and finally went to 16.5 at the 22 month mark. All were auto increases.

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How did you pay on the card?

[egaithe]

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@Anonymous wrote:

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@MuadDibx wrote:

Thanks, this was very helpful.  I just called and asked for an APR drop, after the APR drop I asked about a SP CLI and received a $4k bump.  Still not as high as I'd like, but better than having another HP.

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Congrats, try again in another 6 months. I've done the APR trick on two separate occasions for two different cards over the past couple of years and I think I've netted about $10K in cumulative increases. Works like a charm.

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How soon can you ask for an APR reduction?

[MuadDibx]

I honestly don't know, but I don't think it can hurt to ask right away.  It's not a HP and the worst thing that can come out of it is hearing "No".