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Barlcays NFL CLI and Balances?

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Cali_Credit
Frequent Contributor

Barlcays NFL CLI and Balances?

I current have a $500 Limit on my Barclays Card. Ive had this card since Dec 2012 and was wondering does Barclays like to see a Balance report when statement ends? I only keep a small bal around 30-40 that has reported once or twice and right now i have a 0 balance reporting. Should I let a Higher Balance report? My UTI is currently around 4% right now. I want a higher limit and don't want a hard pullSmiley Frustrated

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 1 of 15
14 REPLIES 14
LS2982
Mega Contributor

Re: Barlcays NFL CLI and Balances?


@IECredit wrote:

I current have a $500 Limit on my Barclays Card. Ive had this card since Dec 2012 and was wondering does Barclays like to see a Balance report when statement ends? I only keep a small bal around 30-40 that has reported once or twice and right now i have a 0 balance reporting. Should I let a Higher Balance report? My UTI is currently around 4% right now. I want a higher limit and don't want a hard pullSmiley Frustrated


IMO I would continue to PIF. If your files are looking good then they usually will give auto luv!




EQ FICO 548 3/3/16
Message 2 of 15
boomhower
Valued Contributor

Re: Barlcays NFL CLI and Balances?

I'm surprised you haven't gotten an auto yet.  I'd give them a call and see if your elligible for a SP CLI, certainly can't hurt. 

Message 3 of 15
youngandcreditwrthy
Senior Contributor

Re: Barlcays NFL CLI and Balances?

They are good with auto luv if you keep your bals low.
I owed 4600 on a 6500 limit, paid it off, then by the 7th month got a cli to 7700.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 15
giants1986
Valued Member

Re: Barlcays NFL CLI and Balances?

I posted this the other day in another thread, but I recentely got bumped from $500 to $2000 and I opened my card in Nov 12. I would bet next month you'll see something. My statement cut and then a few days later I got the increase. I kept a balance the whole time between $300-$400 since there is no interest but also paid pretty often. You should have no issue getting an increase I'd say wait out this next month.

Equifax - 682
Trans Union - 687
Message 5 of 15
LS2982
Mega Contributor

Re: Barlcays NFL CLI and Balances?

So which team is on this card??!?!?!? Smiley Happy




EQ FICO 548 3/3/16
Message 6 of 15
Cali_Credit
Frequent Contributor

Re: Barlcays NFL CLI and Balances?

Cowboys😃
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 7 of 15
jeffg330
Regular Contributor

Re: Barlcays NFL CLI and Balances?

IEcredit, Did you ever get a CLI ? I opened dec 2012 like you for $500 and still no love like I've seen others get...😿


Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
Quicksilver $5000 Discover IT $1500 Barclays NFL $1250 Walmart $1500 CL Applied Bank $300 (secured)

Take the FICO Fitness Challenge

In the Garden till 12/14
Message 8 of 15
Cali_Credit
Frequent Contributor

Re: Barlcays NFL CLI and Balances?

@jeff I got an auto increase shortly after my 6 month mark from 500 to 1000! I'm hoping for some more auto luv at the 12 month mark
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 9 of 15
myjourney
Super Contributor

Re: Barlcays NFL CLI and Balances?


@IECredit wrote:

I current have a $500 Limit on my Barclays Card. Ive had this card since Dec 2012 and was wondering does Barclays like to see a Balance report when statement ends? I only keep a small bal around 30-40 that has reported once or twice and right now i have a 0 balance reporting. Should I let a Higher Balance report? My UTI is currently around 4% right now. I want a higher limit and don't want a hard pullSmiley Frustrated


I had a thread on this subject and what we found was Barclay likes people who carry balances and do BT's. 

Everyone was in the 0% stage and got nice auto CLI's including myself

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 15
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