I got the card in around April. Started out with 1000 limit had sp cli up to 2000. Yes last month Equifax changed my file date of a judgement from 11/1/2009 to 12/1/2015 the judgement was paid way back when and should fall off in 11/2016. Equifax has not been updating my report since October 2015. Don't know why. So that could have scared discover also. I have disputed the date and sent copies of the satisfied judgement so it can be changed. I also have discover miles card. So far they have left that one alone.
Did some car shopping for my daughter they pulled my credit 6 times a couple of months ago. Opened a Amazon store card and second cap one venture card in the last month. Utilization is about 25% at this time.
Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678
Goal Score: 700 across the boardTake the FICO Fitness ChallengeLast HP 6/10/2015