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@jamesdwi wrote:My duck card survived as well, same 5k limit small $350 balance left to pay off, current APR is 12.9% one of my lowest I think it was 15.x % when i started they just kept lowering it with my ontime payments.
Crap.
Now i know i'm going to have to call them.
At the very least i would appreciate a better APR than 19.99% that this one is currently at.
@Anonymous wrote:
Ok, ok, I won't get the Beaver card. Maybe Sallie Mae instead.
Thats a good idea. The company handing these cards are dirtier than grandma's panty.I 'd run away fast. Run Stinky1, run and don't look back.
@CreditMagic7 wrote:
@jamesdwi wrote:My duck card survived as well, same 5k limit small $350 balance left to pay off, current APR is 12.9% one of my lowest I think it was 15.x % when i started they just kept lowering it with my ontime payments.
Crap.
Now i know i'm going to have to call them.
At the very least i would appreciate a better APR than 19.99% that this one is currently at.
IIRC, they will not lower APRs on customer-initiated requests. From what I recall, they were able to lower automatically based on history and CR information on some cards (what's left of their portfolio). YEMV.
@Anonymous wrote:
@Anonymous wrote:
Ok, ok, I won't get the Beaver card. Maybe Sallie Mae instead.Thats a good idea. The company handing these cards are dirtier than grandma's panty. I 'd run away fast.
What an appropriate reference for this thread...
I did NOT need to read that!
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Ok, ok, I won't get the Beaver card. Maybe Sallie Mae instead.Thats a good idea. The company handing these cards are dirtier than grandma's panty. I 'd run away fast.
What an appropriate reference for this thread...
I did NOT need to read that!
Ohh Nixon.. Eh.. Sorry. Am I going to be banned for that? Let me edit then.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Ok, ok, I won't get the Beaver card. Maybe Sallie Mae instead.Thats a good idea. The company handing these cards are dirtier than grandma's panty. I 'd run away fast.
What an appropriate reference for this thread...
I did NOT need to read that!
Ohh Nixon.. Eh.. Sorry. Am I going to be banned for that? Let me edit then.
Lol...I don't know. It was sure funny though.
These jokers have to have broken some laws while pulling this shady crap though..
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Ok, ok, I won't get the Beaver card. Maybe Sallie Mae instead.Thats a good idea. The company handing these cards are dirtier than grandma's panty. I 'd run away fast.
What an appropriate reference for this thread...
I did NOT need to read that!
Ohh Nixon.. Eh.. Sorry. Am I going to be banned for that? Let me edit then.
Lol...I don't know. It was sure funny though.
These jokers have to have broken some laws while pulling this shady crap though..
He..He..He We need some humor around here. Thats nuts that they approve and then close. Just utter rubbish.
@FinStar wrote:
@CreditMagic7 wrote:
@jamesdwi wrote:My duck card survived as well, same 5k limit small $350 balance left to pay off, current APR is 12.9% one of my lowest I think it was 15.x % when i started they just kept lowering it with my ontime payments.
Crap.
Now i know i'm going to have to call them.
At the very least i would appreciate a better APR than 19.99% that this one is currently at.
IIRC, they will not lower APRs on customer-initiated requests. From what I recall, they were able to lower automatically based on history and CR information on some cards (what's left of their portfolio). YEMV.
I see.
Aside from a 6 month or so 0% BT stint i been PIF on this card what use it does get from time to time.
Suppose time will tell then. It's not such a critical mass by any stretch but i always seem to get hemmed in with such deplorable APR's no matter what card because of a still relatively short history and adding new ones just keeps sour terms being awarded with the exception of Diner's, Barclays, and to a lesser extent now Chase.
@CreditMagic7 wrote:
@FinStar wrote:
@CreditMagic7 wrote:
@jamesdwi wrote:My duck card survived as well, same 5k limit small $350 balance left to pay off, current APR is 12.9% one of my lowest I think it was 15.x % when i started they just kept lowering it with my ontime payments.
Crap.
Now i know i'm going to have to call them.
At the very least i would appreciate a better APR than 19.99% that this one is currently at.
IIRC, they will not lower APRs on customer-initiated requests. From what I recall, they were able to lower automatically based on history and CR information on some cards (what's left of their portfolio). YEMV.
I see.
Aside from a 6 month or so 0% BT stint i been PIF on this card what use it does get from time to time.
Suppose time will tell then. It's not such a critical mass by any stretch but i always seem to get hemmed in with such deplorable APR's no matter what card because of a still relatively short history and adding new ones just keeps sour terms being awarded with the exception of Diner's, Barclays, and to a lesser extent now Chase.
Evidence you should strategize and garden.
@CreditMagic7 wrote:
@FinStar wrote:
@CreditMagic7 wrote:
@jamesdwi wrote:My duck card survived as well, same 5k limit small $350 balance left to pay off, current APR is 12.9% one of my lowest I think it was 15.x % when i started they just kept lowering it with my ontime payments.
Crap.
Now i know i'm going to have to call them.
At the very least i would appreciate a better APR than 19.99% that this one is currently at.
IIRC, they will not lower APRs on customer-initiated requests. From what I recall, they were able to lower automatically based on history and CR information on some cards (what's left of their portfolio). YEMV.
I see.
Aside from a 6 month or so 0% BT stint i been PIF on this card what use it does get from time to time.
Suppose time will tell then. It's not such a critical mass by any stretch but i always seem to get hemmed in with such deplorable APR's no matter what card because of a still relatively short history and adding new ones just keeps sour terms being awarded with the exception of Diner's, Barclays, and to a lesser extent now Chase.
You can still contact them since it appears some features can change from time to time. Are you still experiencing the same issue when making certain transactions and having to call them?
I haven't had the need to call them and my Beaver card still works without issues.