Becoming AU on newly issued Cap1 QS

[Anonymous]

My cousin has been approved for a credit card with Cap1 and i am thinking if it is worthwhile to put myself on as Authorized User (AU). The limit is $500 and all i have is one Secured Card and 1 medical collection.

Would adding as AU help?

[Creditaddict]

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@Anonymous wrote:

My cousin has been approved for a credit card with Cap1 and i am thinking if it is worthwhile to put myself on as Authorized User (AU). The limit is $500 and all i have is one Secured Card and 1 medical collection.

Would adding as AU help?

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yes most likely right now since you don't really have any credit.

[Anonymous]

thanx. CreditAddict.

To put it another way

since the credit limit is low and account opened just now,  would i be better if i found an AU who has an old old account (like from 8-10 years ago) with like 8k-+ limits?

Once you add a AU, just how long do I plan on keeping him as AU? (assuming that AU dont Default and keeps Card in Good Standing). There is always that risk in adding another AU.  whats considered new normal.