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Been Very Busy.......

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RSCo
Established Contributor

Been Very Busy.......

After 6 yrs of gardening after facing a home foreclosure in 2006 and a resulting $23,000 federal tax lien filed against it in 2009, I decided to try and test the waters.. 

 

It all started in Nov of 2012 when I was approved for a $12,800 car loan thru Hyundai.. Then I thought I would give Walmart / GE a try back in Nov 2012 and was approved for a $600.00 CL.... 

 

I then just went on another app spree this week and was approved for..

 

2/09/13    CHASE - $2,500.00
2/11/13    Amazon - $1,700.00
2/12/13    Discover - $5,000.00
2/12/13    BJs Visa - $1,800.00
2/12/13    Amex - won't know the CL until the card arrives this week..


I also thought I would give a call to my existing CC account holders to see if I could get a CL increase... To my surprise...

2/12/13   Citibank - $2,200.00 up to a new limit of $9,880.00
2/12/13   And my Credit Union Card where I have a 6k CL, I requested a bump of 4k... Request Pending Some Time Today...

 

There's hope ya'll even after the most horrible credit disasters... 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 1 of 17
16 REPLIES 16
ObeyJohnny12
Established Contributor

Re: Been Very Busy.......


@RSCo wrote:

After 6 yrs of gardening after facing a home foreclosure in 2006 and a resulting $23,000 federal tax lien filed against it in 2009, I decided to try and test the waters.. 

 

It all started in Nov of 2012 when I was approved for a $12,800 car loan thru Hyundai.. Then I thought I would give Walmart / GE a try back in Nov 2012 and was approved for a $600.00 CL.... 

 

I then just went on another app spree this week and was approved for..

 

2/09/13    CHASE - $2,500.00
2/11/13    Amazon - $1,700.00
2/12/13    Discover - $5,000.00
2/12/13    BJs Visa - $1,800.00
2/12/13    Amex - won't know the CL until the card arrives this week..


I also thought I would give a call to my existing CC account holders to see if I could get a CL increase... To my surprise...

2/12/13   Citibank - $2,200.00 up to a new limit of $9,880.00
2/12/13   And my Credit Union Card where I have a 6k CL, I requested a bump of 4k... Request Pending Some Time Today...

 

There's hope ya'll even after the most horrible credit disasters... 


Congrats on your credit success. 

 

Good for you. Smiley Happy

 

Hard work pays off. 

Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 2 of 17
electra
Established Contributor

Re: Been Very Busy.......

Awesome progress!!  Congrats!! Smiley Happy

Message 3 of 17
RSCo
Established Contributor

Re: Been Very Busy.......

Thanks alot..  Smiley Happy

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 4 of 17
colindidit
Established Contributor

Re: Been Very Busy.......

Can't you call to find out your limit for Amex? Congrats!
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 5 of 17
adavis425
Established Contributor

Re: Been Very Busy.......

You said this in your other two (identical) posts.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 6 of 17
RSCo
Established Contributor

Re: Been Very Busy.......


@colindidit wrote:
Can't you call to find out your limit for Amex? Congrats!

Amex doesn't have any automated system to tell you so I thought I would wait for the card to arrive..  I'm not expecting anything huge.. In 2005 I had the Amex platinum and when I lost my house, Amex closed it even though I had never ever been late with them and was a card member since 1997..  

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 7 of 17
NewbieReed
Frequent Contributor

Re: Been Very Busy.......

Nice haul! Smiley Happy

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 8 of 17
Epcot
Valued Contributor

Re: Been Very Busy.......

Congrats on the nice spree!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 9 of 17
colindidit
Established Contributor

Re: Been Very Busy.......

Well call and get your card backdated!! That should work Smiley Happy someone correct me if I'm wrong lol
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 10 of 17
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