02-16-2013 01:57 PM
I know i haven't been posting alot lately, off and on. Lot of things in personal life going on.
Christmas really hit me hard in the pockets and also ran a good bit of debt on my CC's. That's been a downer lately. Making some strides now to combat it this year. Also ended up picking up a few new accounts (Sams DC, ON upgrade, Kay's). Got the DW some nice jewelry deferred interest for a year. Not a bad deal.
Gonna try to get back into it here in the forums, I found that kept me motivated to stay on the straight and narrow with no new apps and keeping yself grounded from spending too much.Past couple months just been slipping by getting sloppy with spending, time to bring it back in and focus more on getting my scores up.
Looking forward to all of the members posts here!! Still see a lot of posters from back in the day and alot of new posters too that is awesome as well!!
02-16-2013 02:01 PM
I was just thinking of you as well as CS800 a few days ago ! While Im sure you were missed, good to hear that you are responsibly handling your post holiday debt
02-16-2013 02:01 PM
02-16-2013 02:05 PM
Welcome back!! Just yesterday I wondered if you were still around!!
You will bounce back! Just do like me....live vicariously through everyone else's approval posts. :-D
You know I can honsetly say now I really have no interest in any more accounts. I have so many to manage it's gotten stressful and annoying at times.
I've created a plan to have all bankcards pick up 1 recurring charge and everything else goes on the AMEX charge card. Will take advantage of 5% categories for gas but other than that stick to the plan.
02-16-2013 03:25 PM
I'm with you on being tired of managing accounts. Seven is way too many for me to worry about. In two months, I'm going to alter the rotation and only use BCP and Freedom as other's keep getting beaten into submission.
02-16-2013 03:29 PM
@ls we love you too! lol glad your back and i know everything will work out for you in the end!
@drkaje i feel you as well. with 10 accounts, i think im going to close a few by jan of 14, as soon as i get my amex and possibly discover.
one good thing though is my aaoa will almost never take a giant hit untill im like 32. (21 now)(when if ever i close any accounts)
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
02-16-2013 04:02 PM
Was wondering what had become of you. Welcome back!
02-16-2013 06:42 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO