Beginning To Love BOA

[resilient]

---

@HYPASS33 wrote:
As I stated in order post, they raised my limits from 1500 to 10,000 but my APR was still 15.99 on both. I called today and asked for lower rate and they lowered one card to 11.99 and other to 9.99. Have no negs for BOA so far.

---

they did the same for me! 14.99, but better than 20.99.

[jlfce1]

---

@HYPASS33 wrote:
As I stated in order post, they raised my limits from 1500 to 10,000 but my APR was still 15.99 on both. I called today and asked for lower rate and they lowered one card to 11.99 and other to 9.99. Have no negs for BOA so far.

---

Are you still in your 0% promo period since you've had the card for 3 months?  I'm asking because I would like my APR to be reconsidered, but figured I'd be blown off until the 0% promo ended.

[youngandcreditwrthy]

Wait!!!!!!
Did they HP you to get that APR lowered?!?!?

Did you call regular customer service?
I need to do this! I got the highest at 20.99%
But they did give me 16 mos 0% interest!
Congrats!

[resilient]

Sorry so late, but not HP for rate lowering. And It was a regular CSR.

[SuperKirby]

wow, what a nice increase.

[RushXTC]

---

@HYPASS33 wrote:
As I stated in order post, they raised my limits from 1500 to 10,000 but my APR was still 15.99 on both. I called today and asked for lower rate and they lowered one card to 11.99 and other to 9.99. Have no negs for BOA so far.

---

Wow, Gratz! I haven't asked BoA for a CLI in about a year... Don't want to get out of the garden though. So I can wait.

about the APR, It's good to call them every 6 months until you reach the lowest they're willing to go (My mom has 6%) I began at 20.99%, First time they lowered it to 19.99% and now it's at 16.99%. I'm going to call them around Feb. 2014 for another APR drop !

[resilient]

---

@RushXTC wrote:

---

@HYPASS33 wrote:
As I stated in order post, they raised my limits from 1500 to 10,000 but my APR was still 15.99 on both. I called today and asked for lower rate and they lowered one card to 11.99 and other to 9.99. Have no negs for BOA so far.

---

Wow, Gratz! I haven't asked BoA for a CLI in about a year... Don't want to get out of the garden though. So I can wait.

about the APR, It's good to call them every 6 months until you reach the lowest they're willing to go (My mom has 6%) I began at 20.99%, First time they lowered it to 19.99% and now it's at 16.99%. I'm going to call them around Feb. 2014 for another APR drop !

---

That's good to know about the 6 month thing. My 0% runs out in March, so I'll be calling them then. It's my largest limit, and I'd like some nice numbers all around the card.

[youngandcreditwrthy]

Awesome! Thanks for the info! I will call them soon!